$19,990,0003916 Island Estates Drive, Aventura, FL 33160
Listing courtesy of One Sotheby's International Realty · 305-935-0300 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $19,990,000 · $2,884/sqft
- Property taxes
- $88,340/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 9 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 27, 2026
- Monthly payment (estimate)
- $141,134/mo: $108,985 loan + $31,651 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2001 · 3 stories
- Days on market
- About 201 days
- Price history (this listing)
- Listed Apr 15, 2026.
Details
- TypeHouse
- Beds6 bd
- Baths7
- Size6,932 sqft
- Year built2001
- Parking3 garage
- PoolPrivate
- WaterfrontYes: No Fixed Bridge, Ocean Access, Canal Front, Bayfront, No Fixed Bridges
- ViewWater, Bay, Intracoastal, Lagoon, Lake
- FurnishedFurnished
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodISLAND ESTATES
- ZIP33160
- MLS #A12001330
- To the beachAbout 0.9 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
One of South Florida's most extraordinary waterfront estates, set on an exclusive private island within the 24/7 gated enclave of Island Estates, Aventura. Surrounded by the Intracoastal Waterway, this magnificent 3-story residence offers breathtaking panoramic water views from virtually every room — the kind of views that truly take your breath away.Soaring double-height curved glass walls flood the interiors with natural light and frame the shimmering water beyond. The gourmet chef's kitchen anchors a grand open living space with a Calacatta marble island, custom cabinetry and professional appliances. A dedicated bar room with floor-to-ceiling illuminated glass wine cellar sets the stage for unforgettable entertaining. The spa master suite features a custom Italian walnut walk-in closet, a luxurious bathroom and private balcony with sweeping water views.Outside, a heated infinity pool and spa overlook the Intracoastal, complemented by a fully equipped summer kitchen with live-edge bar, designer outdoor lounge and private waterfront deck framed by mature palms and the spectacular Aventura skyline.A true boater's paradise: included in the sale is a private 100-foot slip at Island Estates Marina with direct ocean access via Haulover Inlet. 6 bedrooms, 7 bathrooms, guest house, staff quarters, 6,932 sq ft. Sold completely turn-key — fine art, custom sculptures, Italian designer furniture and all furnishings included. Arrive and begin living. An unparalleled lifestyle acquisition in one of South Florida's most coveted addresses. Set on an exclusive private island within the 24/7 gated enclave of Island Estates, Aventura, this extraordinary three-story waterfront estate is surrounded by water on three sides — delivering a rare combination of architectural drama, museum-quality curation, and absolute turn-key luxury.Spanning 6,932 sq ft of refined living space on a 12,177 sq ft waterfront lot, the residence offers 6 bedrooms, 7 bathrooms, private staff quarters, and a fully independent guest suite. The estate is offered completely furnished and equipped — from bespoke Italian designer furniture and curated fine art to custom sculptures representing millions of dollars in carefully assembled acquisitions. Every piece of art, every decorative object, every appliance, and every item of furniture is included in the sale. Arrive and simply begin living.Soaring double-height curved glass walls frame sweeping panoramic views of the Intracoastal Waterway from virtually
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 27, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2001, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
Listing courtesy of One Sotheby's International Realty · 305-935-0300 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.