Price cut $20K3D tour
$1,180,000
15341 SW 20th Street, Miramar 33027
Est. $9,085/mo with 20% down incl. HOA
Listing courtesy of Miami Capital Realty Group · BeachesMLS
$1,295,0003920 SW 195th Terrace, Miramar, FL 33029
Listing courtesy of Florida Realty of Miami Corp · 305-598-5488 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $1,295,000 · $385/sqft
- Property taxes
- $8,785/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $310/moFrom the listing, unconfirmed
- Fee covers
- Cable TV, Internet, Recreation Facility
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Nov 1, 2026
- Monthly payment (estimate)
- $9,931/mo: $7,060 loan + $2,050 tax + $511 insurance + $310 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2001 · 2 stories
- Days on market
- About 18 days
- Price history
- Not listed - ask Zach
Details
- TypeHouse
- Beds5 bd
- Baths5
- Size3,361 sqft
- Year built2001
- Parking3 garage
- PoolPrivate
- WaterfrontYes: Lake Access, Lake Front
- ViewWater, Lake
- LaundryLaundry Tub
- NeighborhoodSUNSET LAKES PLAT TWO
- ZIP33029
- MLS #A12105513
- To the beachAbout 18 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Exceptional 5-bedroom/5-bath lake front pool home in the exclusive Isles at Sunset Lakes community. The perfect combination of an oversized cul-de-sac lot w/6-car driveway and no rear neighbors, only the most spectacular sunsets over the peaceful lake & nature preserve which are breathtaking. Enter thru the double glass doors to the show stopping 20ft volume ceilings that flow endlessly from front to rear w/huge transom windows that flood the home in natural light. The modern updated interior of approx 3,499sqft features engineered mahogany flooring throughout, LED lighting fixtures & hi hats, solid maple kitchen cabinetry, granite counters & a brand new GE Profile Appliance Package. The spacious Family Room includes a modern wood slat media panel and built-in custom bar. The 1st floor primary bedroom is grand in scale and includes a newly remodeled spa-inspired bath to die for. A 1st floor guest suite w/private bath, laundry room, guest bath & 3-car garage complete the 1st level. Upstairs you will find a 2nd guest suite w/private bath, 2 addn'l bedrooms and a shared bath, along with a large loft room w/billiard set that conveys. The resort style rear yard is an entertainer's dream featuring a newly resurfaced saltwater pool w/auto clean, new pump & heater/chiller system and a large covered patio perfect for lounging, dining & grilling. This home also shines at night with a custom automated outdoor lighting & security system for peace of mind. DO NOT MISS OUT ON THIS ONE!
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Nov 1, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2001, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.