Price cut $1M3D tour
$22,990,000
700 Osprey Point Circle, Boca Raton 33431
Est. $164,307/mo with 20% down incl. HOA
Listing courtesy of InteRealty Properties, LLC · BeachesMLS
$24,975,000399 Royal Palm Way, Boca Raton, FL 33432
Listing courtesy of Royal Palm Properties LLC · 561-368-6200 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 19, 2026, unless a row says otherwise.
- Price
- $24,975,000 · $3,657/sqft
- Property taxes
- $24,052/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $378/mo (listed as $4,540 annually)From the listing, unconfirmed
- Fee covers
- Security
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 30, 2026
- Monthly payment (estimate)
- $176,596/mo: $136,163 loan + $39,544 tax + $511 insurance + $378 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2026 · 1 story
- Days on market
- About 89 days
- Price history (this listing)
- Listed Aug 5, 2026.
Details
- TypeHouse
- Beds5 bd
- Baths7
- Size6,829 sqft
- Year built2026
- Parking4 garage, 8 spaces
- PoolPrivate
- ViewGolf Course, Pool, Water, Pond
- Laundryin-unit
- FurnishedFurnished
- NeighborhoodROYAL PALM YACHT & COUNTRY CLUB
- ZIP33432
- MLS #B26060722
- To the beachAbout 0.6 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Discover a brand-new Signature Estate by SRD Building Corp., positioned on an oversized golf course homesite with 130' of golf frontage within the prestigious Royal Palm Yacht & Country Club. Offered fully furnished and turnkey by the award-winning P&H Interiors, this exceptional single-story residence encompasses more than 6,800 square feet of thoughtfully designed living space with five bedrooms, blending architectural scale with the effortless comfort of single-level living. Designed for both grand entertaining and everyday enjoyment, the outdoor setting features a resort-style pool with an integrated spa, sun shelf, and dramatic water feature. An expansive covered lanai offers a summer room and fully equipped outdoor kitchen, creating a seamless extension of the home's interior living spaces. Every detail has been curated for modern luxury, from Crestron whole-home automation and advanced security systems to refined finishes throughout. The gourmet kitchen is anchored by an oversized center island and appointed with premium appliances, complemented by a casual dining area that flows effortlessly into the spacious great room, where a striking fireplace serves as the focal point. Privately situated, the master suite opens to a tranquil garden terrace and features dual boutique dressing rooms and luxurious spa-inspired baths. Additional highlights include a richly appointed library, an impressive Club Room with a 136-inch state-of-the-art video wall, and a dedicated wellness suite featuring a sauna, steam room, exercise area, and cold plunge. A grand circular motor court and attached three-car garage with a dedicated golf cart bay complete the residence. Estimated Completion December 2026. The buyer is responsible for documentary stamp taxes on the deed and title insurance.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2026, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.