zach.homesRealty Hub 754-332-7529

Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$149,900400 NE 20TH Street #B208, Boca Raton, FL 33431

1 bd · 1.5 ba · 772 sqft · On the market about 34 days · Active

Listing courtesy of Real Broker, LLC · 855-450-0442 · BeachesMLS

Full disclosure: what this home really costs

11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 29, 2026, unless a row says otherwise.

Price
$149,900 · $194/sqft
Property taxes
$1,993/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
HOA / condo fee
$457/moFrom the listing, unconfirmed
Fee covers
Cable TV, Insurance, Internet, Sewer, Trash, Water, Elevator, Reserve Funds
Special assessments
None listed
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $1,816/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 31, 2026
Monthly payment (estimate)
$1,662/mo: $817 loan + $237 tax + $151 insurance + $457 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
1966 · 3 stories
Days on market
About 34 days
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Details

  • TypeCondo
  • Beds1 bd
  • Baths1.5
  • Size772 sqft
  • Year built1966
  • Parking1 spaces
  • PoolCommunity
  • LaundryCommon Area
  • FurnishedUnfurnished
  • 55+ statusMarked 55+ in MLS - ask Zach to confirm
  • NeighborhoodBOCA VERDE EAST CONDO
  • ZIP33431
  • MLS #B26082732
  • To the beachAbout 0.8 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

Check your commute (opens maps)

From the listing

Welcome to this lovely updated condo in a desirable 55+ community in East Boca, with a Low HOA of just $457 per month, including water, internet, and DIRECTV—an exceptional value in today's market! Ideally located close to the beach, fine shopping, dining, and all that South Florida has to offer. The thoughtfully updated kitchen features beautiful cabinetry, granite countertops, and stainless steel appliances, combining style and functionality with plenty of storage. The home also offers a newer A/C and electrical panel. All assessments have been paid. Relax and enjoy the charm of the cozy Florida room, overlooking a lush, tropical view of beautiful South Florida foliage. It's the perfect spot to enjoy your morning coffee, read a book, or simply take in the peaceful surroundings. Residents enjoy an impressive array of community amenities, including an oversized pool, shuffleboard, fitness center, library, billiards room, and more. With its desirable East Boca location, low monthly HOA, extensive amenities, and beautiful tropical surroundings, this condo offers a wonderful opportunity to enjoy the relaxed South Florida lifestyle in a convenient and welcoming 55+ community.

Virtual tour

Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 31, 2026. This is a map lookup, not an official flood zone determination.
Wind and building code
Built in 1966, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

We don't show crime scores or rate neighborhoods. Every listing is open to everyone.

Condo health facts

Building
Not listed - ask Zach
Year built
1966 (60 years old)
Stories
3
HOA / condo fee
$457/mo (from the listing, unconfirmed)
Fee covers
Cable TV, Insurance, Internet, Sewer, Trash, Water, Elevator, Reserve Funds
Pets
No
Milestone inspection
This building is 60 years old. Florida requires a milestone structural inspection for condo buildings 3+ stories by Dec 31 of the year they turn 30 (local officials can require it at 25), then every 10 years. Ask Zach for the report.
Reserve study (SIRS)
Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.

Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.

Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. Condo documents review: Florida gives you a review period after you receive the association documents
  6. A signed buyer agreement with Zach (Florida practice before touring or offering)

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 400 NE 20TH Street #B208, Boca Raton, FL 33431

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

Pick a day

Same-day: 19 times left today, soonest 10:00 AM.

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Ask Zach anything

One tap opens a text with this address filled in.

Zach will reply as soon as he can.

From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

Report a problem with this listing

Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.

Chat with Zach

Zach will reply as soon as he can.

Your messages go to Zach only. Reply STOP anytime and he won't follow up again.

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Listing courtesy of Real Broker, LLC · 855-450-0442 · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

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