Price cut $100K3D tour
$2,750,000
1400 S Ocean Boulevard #1004, Boca Raton 33432
Est. $23,341/mo with 20% down incl. HOA
Listing courtesy of Coldwell Banker · BeachesMLS
$2,300,0004001 N Ocean Boulevard #PH3, Boca Raton, FL 33431
Listing courtesy of Vaulted Real Estate, LLC. · 561-900-8395 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 1, 2026, unless a row says otherwise.
- Price
- $2,300,000 · $1,070/sqft
- Property taxes
- $8,509/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $2,956/moFrom the listing, unconfirmed
- Fee covers
- Cable TV, Internet, Maintenance Grounds, Security, Sewer, Trash, Water, Common Areas, Elevator, Recreation Facility, Pool Service
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $1,816/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Nov 2, 2026
- Monthly payment (estimate)
- $19,289/mo: $12,540 loan + $3,642 tax + $151 insurance + $2,956 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1981 · 18 stories
- Days on market
- About 7 days
- Price history
- Not listed - ask Zach
Details
- TypeCondo
- Beds2 bd
- Baths2
- Size2,150 sqft
- Year built1981
- Parking2 garage, 2 spaces
- PoolCommunity
- WaterfrontYes: Deeded Beach Access, Marina in Community, No Fixed Bridge
- ViewWater, Intracoastal, Ocean
- Laundryin-unit
- NeighborhoodSEA RANCH CLUB OF BOCA I CONDO
- ZIP33431
- MLS #B26095141
- To the beachUnder 0.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Oceanfront Penthouse 3. All assessments paid. A modernized building, with the work completing by year-end. One of only four penthouses in the southeast building of Sea Ranch's 38-acre oceanfront resort. The Atlantic is the view. Sunrise over the ocean and 20-mile views to Fort Lauderdale from the southeast balcony, with the ocean from the living room and kitchen. Sunsets over the Intracoastal and the Boca skyline from the northwest. Move-in ready on the top 18th floor. Private keyed elevator, marble foyer, 9-foot ceilings, porcelain floors, quartz and marble countertops. A rare through-building floor plan. The $14M modernization is funded: structural updates, concrete restoration, impact glass and new architectural finishes. 2,150 SF under air, 2,538 SF with both balconies, 3,015 SF deeded. Two bedrooms. Two deeded side-by-side garage spaces and private storage. Sea Ranch: concierge service, private beach, deep-water marina, pools, tennis, pickleball and 24/7 manned, multi-tiered gated security. The information published and provided including but not limited to prices, measurements, square footages, lot sizes, features, finishes, and calculations are subject to errors, omissions or changes without notice. All such information should be independently verified. All parties should perform their own due diligence to verify all information.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Nov 2, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1981, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Not listed - ask Zach
- Year built
- 1981 (45 years old)
- Stories
- 18
- HOA / condo fee
- $2,956/mo (from the listing, unconfirmed)
- Fee covers
- Cable TV, Internet, Maintenance Grounds, Security, Sewer, Trash, Water, Common Areas, Elevator, Recreation Facility, Pool Service
- Pets
- Yes, Number Limit
- Milestone inspection
- This building is 45 years old. Florida requires a milestone structural inspection for condo buildings 3+ stories by Dec 31 of the year they turn 30 (local officials can require it at 25), then every 10 years. Ask Zach for the report.
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.