Price cut $1.1M3D tour
$3,400,000
4440 NE 23rd Avenue, Lighthouse Point 33064
Est. $24,431/mo with 20% down
Listing courtesy of Luxe Properties · BeachesMLS
$2,949,0004011 NE 26th Avenue, Lighthouse Point, FL 33064
Open house: Nov 1, 2026, 6:30 PM to 8:30 PM
Listing courtesy of Compass Florida LLC · 561-285-4283 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 29, 2026, unless a row says otherwise.
- Price
- $2,949,000 · $670/sqft
- Property taxes
- $48,223/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 7 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 28, 2026
- Monthly payment (estimate)
- $21,258/mo: $16,078 loan + $4,669 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1978 · 2 stories
- Days on market
- About 250 days
- Price history (this listing)
- Originally listed at $2,995,000; last price change Jul 28, 2026; listed Feb 23, 2026. Down $46,000.
Details
- TypeHouse
- Beds6 bd
- Baths4.5
- Size4,401 sqft
- Year built1978
- Parking2 garage
- PoolPrivate
- WaterfrontYes: No Fixed Bridge, Ocean Access, Canal Front
- ViewPool, Canal
- Laundryin-unit
- FurnishedUnfurnished
- NeighborhoodVENETIAN ISLES 2ND SEC
- ZIP33064
- MLS #R11165988
- To the beachAbout 0.5 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Lighthouse Point's Best Waterfront Value — Just $670 Per Square Foot Priced at $670 per sq ft, 6 spacious bedrooms and a true boater's dream. With 90 ft of frontage, direct ocean access and no fixed bridges, this 4,400 sq. ft., two-story residence offers 6 bedrooms, 5 baths in the highly sought-after Venetian Isles. The first-floor primary suite is a private retreat, with a custom oversized walk-in closet, a beautifully updated bath and a sunlit morning room overlooking the water. The main level is made for entertaining: two dining areas, a custom bar with an oversized wine cooler, and an updated kitchen with eat-in seating that flows into a spacious living room. A private office, sitting room and half bath round out the floor. Upstairs, a flexible loft connects four generously sized bedrooms, each with its own closet, along with two full baths. A large pool and expansive deck set the scene for weekend gatherings or quiet afternoons in total privacy. An outdoor cabana bath and a dedicated storage room for boating and fishing gear keep everything close at hand. Peace of mind is built in, with hurricane-impact windows, a backup generator and a 500-gallon underground propane tank. At the water's edge, a 90-foot dock and boat lift put you minutes from the Hillsboro Inlet and Lake Boca. Generous space, premier boating access and an incredible price per foot on the water in Lighthouse Point.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1978, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 30, 2026, 10:20 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.