3D tour
$3,000,000
4245 Braganza Avenue, Miami 33133
Est. $21,604/mo with 20% down
Listing courtesy of Fortune International Realty · BeachesMLS
$2,872,0134080 Lybyer Avenue, Miami, FL 33133
Listing courtesy of Compass Florida, LLC · 305-697-2904 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 1, 2026, unless a row says otherwise.
- Price
- $2,872,013 · $1,211/sqft
- Property taxes
- $13,373/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 31, 2026
- Monthly payment (estimate)
- $20,703/mo: $15,658 loan + $4,547 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1945 · 1 story
- Days on market
- About 55 days
- Price history
- Not listed - ask Zach
Details
- TypeHouse
- Beds3 bd
- Baths3
- Size2,371 sqft
- Year built1945
- PoolPrivate
- ViewGarden
- FurnishedUnfurnished
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodSUNSHINE VISTAS
- ZIP33133
- MLS #A12087009
- To the beachAbout 6.6 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
There’s something special about a true South Grove home, and 4080 Lybyer has it — mature trees, privacy, character, natural light and a backyard built for Miami living. Tucked into a quiet corner of South Coconut Grove beneath a beautiful mature tree canopy, this light-filled 3-bedroom, 3-bath home blends original Grove character with thoughtful modern updates. An open, airy layout features vaulted ceilings, skylights and abundant natural light, while the renovated kitchen and main living areas overlook the pool and backyard, creating an easy indoor-outdoor connection perfect for everyday living and entertaining.Major improvements include a heated saltwater poo l, updated appliances and lighting, updated kitchen and baths, PVC plumbing, tankless water heater all primarily completed in 2017. More recent improvements include a 2024 standing seam Metal Roof with additional low-slope, impact windows and doors, updated electrical with underground FPL lines and a 323 SF office/flex addition with approximately 400 SF of outdoor patio/deck space. The corner setting offers something increasingly hard to find in the Grove with approximately six parking spaces. Mature landscaping and neighboring homes give the residence a tucked-away sense of privacy while remaining just minutes from Coconut Grove’s restaurants, schools, parks, marinas and village center. Charming where it should be, updated where it matters, and definitely not your typical cookie-cutter Miami house.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 31, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1945, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 3, 2026, 3:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.