Price cut $10K3D tour
$239,900
2050 NE 39th Street #302e, Lighthouse Point 33064
Est. $2,429/mo with 20% down incl. HOA
Listing courtesy of Coldwell Banker Realty · BeachesMLS
$207,0004111 NE 21st Way #204, Lighthouse Point, FL 33064
Listing courtesy of Douglas Elliman · 954-874-0740 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Sep 23, 2026, unless a row says otherwise.
- Price
- $207,000 · $276/sqft
- Property taxes
- $3,663/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $513/moFrom the listing, unconfirmed
- Fee covers
- Insurance, Maintenance Grounds, Maintenance Structure, Sewer, Trash, Water, Common Areas, Reserve Funds, Roof Repairs, Pool Service
- Special assessments
- Yes – amount not listed, ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $1,816/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 30, 2026
- Monthly payment (estimate)
- $2,121/mo: $1,129 loan + $328 tax + $151 insurance + $513 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1973 · 2 stories
- Days on market
- About 96 days
- Price history
- Not listed - ask Zach
Details
- TypeCondo
- Beds1 bd
- Baths1
- Size750 sqft
- Year built1973
- Parking1 spaces
- PoolCommunity
- ViewGarden, Pool
- LaundryCommon Area, Lower Level, Upper Level
- FurnishedUnfurnished
- BuildingAshley Arms
- NeighborhoodASHLEY ARMS CONDO
- ZIP33064
- MLS #B26057838
- To the beachAbout 0.9 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Welcome to this charming one-bedroom, one-bathroom condominium nestled in the Ashley Arms Condo community in Lighthouse Point, Florida. This efficiently designed residence offers 750 square feet of finished living space featuring a spacious primary bedroom with a walk in closet and the 2nd closet utilized as an office space. The thoughtfully proportioned floor plan makes excellent use of every square foot. Located in Lighthouse Point, this condo presents an appealing opportunity for those seeking a well-maintained residence in an established community offering 2 pools as well as a grilling area! Pet friendly, all ages community and can rent after 2 years of ownership. Pet friendly, all ages community. Improvements include: Newer roof and railings, concrete restoration, exterior paint, security cameras, 2 pools to enjoy and grilling areas. Seller will pay the remaining balance of the special assessments at closing.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1973, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Ashley Arms
- Year built
- 1973 (53 years old)
- Stories
- 2
- HOA / condo fee
- $513/mo (from the listing, unconfirmed)
- Fee covers
- Insurance, Maintenance Grounds, Maintenance Structure, Sewer, Trash, Water, Common Areas, Reserve Funds, Roof Repairs, Pool Service
- Pets
- Yes, Size Limit
- Milestone inspection
- The listing shows 2 stories. Florida's milestone inspection covers condo buildings 3+ stories, so it may not apply here - ask Zach to confirm.
- Reserve study (SIRS)
- Required for condo buildings 3+ stories; with 2 stories listed it may not apply. Ask Zach, or check the state condo database (DBPR).
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 30, 2026, 10:20 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.