Price cut $61K3D tour
$368,000
355 NW 31st Street #203, Miami 33127
Est. $3,202/mo with 20% down incl. HOA
Listing courtesy of The Keyes Company - Miramar · BeachesMLS
$375,000425 W Park Drive #10, Miami, FL 33172
Listing courtesy of The Keyes Company · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 2, 2026, unless a row says otherwise.
- Price
- $375,000 · $248/sqft
- Property taxes
- $1,274/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $372/moFrom the listing, unconfirmed
- Fee covers
- Insurance, Maintenance Structure, Security, Sewer, Trash, Water, Common Areas, Roof Repairs, Pool Service
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AH: high-risk flood area, base flood elevation 8 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $3,243/mo: $2,044 loan + $594 tax + $233 insurance + $372 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1987 · 2 stories
- Days on market
- About 178 days
- Price history (this listing)
- Originally listed at $385,000; last price change Jun 19, 2026; listed May 10, 2026. Down $10,000.
Details
- TypeCondo
- Beds2 bd
- Baths2
- Size1,511 sqft
- Year built1987
- PoolCommunity
- ViewGarden, Lagoon
- NeighborhoodINDIAN SUMMER VILLAGE II
- ZIP33172
- MLS #A12016445
- To the beachAbout 14 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Rarely available 2-Bedroom, 2-Bath ground-floor corner residence offering townhouse-style living with no stairs and assigned parking directly in front of the unit. Ideally positioned in one of the most private and desirable locations in the community, this home features a private rear patio with direct access to expansive protected green space—formerly part of a golf course—creating a serene, park-like setting with wide open views, mature trees, peaceful walking paths, and a tranquil natural environment rarely found in such a central Miami location. A majestic shade tree and adjacent open areas enhance the sense of space, making it feel like your own oversized backyard without the maintenance. No Leasing first 2 years of ownership as per HOA. 25% Down-payment required. The interior offers a spacious living and dining area, 2-full bathrooms, a walk-in closet, an indoor laundry/utility room, front and rear patio spaces, and abundant natural light throughout. Located in a quiet, well-maintained community with reasonable association fees, just minutes from Miami International Airport, FIU, Dolphin Mall, International Mall, major highways, and a variety of shopping, dining, banking, and everyday conveniences. Ground-floor units in this community are rarely available and highly sought after for their accessibility, comfort, and seamless indoor-outdoor living. Lovingly owned and maintained by the same family for over 34 years, this is truly a special property.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AH: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1987, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- 425
- Year built
- 1987 (39 years old)
- Stories
- 2
- HOA / condo fee
- $372/mo (from the listing, unconfirmed)
- Fee covers
- Insurance, Maintenance Structure, Security, Sewer, Trash, Water, Common Areas, Roof Repairs, Pool Service
- Pets
- Yes, Pet Restrictions Possible
- Milestone inspection
- The listing shows 2 stories. Florida's milestone inspection covers condo buildings 3+ stories, so it may not apply here - ask Zach to confirm.
- Reserve study (SIRS)
- Required for condo buildings 3+ stories; with 2 stories listed it may not apply. Ask Zach, or check the state condo database (DBPR).
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
Similar homes in Miami
Text Zach
Price cut $49K3D tour
$450,000
335 S Biscayne Boulevard #4004, Miami 33131
Est. $4,188/mo with 20% down incl. HOA
Listing courtesy of Jia Song Realty · BeachesMLS
Price cut $1K3D tour
$359,000
355 NW 31st Street #107, Miami 33127
Est. $3,139/mo with 20% down incl. HOA
Listing courtesy of The Keyes Company - Miramar · BeachesMLS
Price cut $21K3D tour
$399,000
555 NE 15th Street #32E, Miami 33132
Est. $4,201/mo with 20% down incl. HOA
Listing courtesy of Compass Florida, LLC · BeachesMLS
Listing courtesy of The Keyes Company · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 3, 2026, 2:05 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.