Price cut $575K3D tour
$575,000
3430 Galt Ocean Drive #712, Fort Lauderdale 33308
Est. $5,513/mo with 20% down incl. HOA
Listing courtesy of Urban Group Realty Corp. · BeachesMLS
$550,0004250 Galt Ocean Drive #10P, Fort Lauderdale, FL 33308
Listing courtesy of LoKation · 954-545-5583 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 1, 2026, unless a row says otherwise.
- Price
- $550,000 · $579/sqft
- Property taxes
- $6,471/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $1,141/moFrom the listing, unconfirmed
- Fee covers
- Cable TV, Insurance, Internet, Maintenance Grounds, Maintenance Structure, Sewer, Trash, Water, Common Areas, Common Real Estate Tax, Elevator, Hot Water, HVAC Maintenance, Reserve Funds, Roof Repairs, Recreation Facility, Pool Service
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $1,816/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 27, 2026
- Monthly payment (estimate)
- $5,162/mo: $2,999 loan + $871 tax + $151 insurance + $1,141 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1967 · 15 stories
- Days on market
- About 25 days
- Price history
- Not listed - ask Zach
Details
- TypeCondo
- Beds1 bd
- Baths1.5
- Size950 sqft
- Year built1967
- Parking2 spaces
- PoolCommunity
- WaterfrontYes: Deeded Beach Access, Directly on Sand, Ocean Front
- ViewCity, Water, Direct Ocean, Ocean
- Laundryin-unit
- FurnishedFurnished
- BuildingGalt Towers
- NeighborhoodGALT TOWERS CONDO
- ZIP33308
- MLS #B26089558
- To the beachUnder 0.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
This updated 1-bedroom, 1-den, 1.5-bathroom condo at Galt Towers offers 950 SF of well-appointed living space situated on the 10th floor of this oceanfront community. The south facing location provides breathtaking Ocean views and natural light throughout the condo. This location delivers the appeal of Fort Lauderdale's coveted beachside lifestyle with the convenience of everything within walking distance. The open floor plan maximizes the functional living area, making efficient use of every square foot. The den functions as a very comfy 2nd bedroom for family & guests. Enjoy built in features in the master bedroom, den and the kitchen for maximum storage. The unit CAN BE RENTED IMMEDIATELY per condo docs. Condo can be rented immediately per condo declaration once per calendar year. ESA and Service Animals are permitted with documentation provided to Board. Association has more than 4 million in reserves and is fully funding the required SIRS reserves and partially funding other reserves. VERY EASY TO SHOW with a minimum of 1 hour notice to owner and/or listing agent. Seller is motivated and will consider reasonable concessions towards the buyers closing costs. The washer/dryer is grandfathered in the unit per an email from the Board President in 2019 which will be provided. The building supplies UNLIMITED HOT WATER & AIR CONDITIONING to the unit. The FPL average monthly bill for the unit is less than $90/month. The pool is also heated for those chilly days. The lobby and common areas are very well maintained. Underground garage spaces can be rented for $650-750 per year. There is ample free parking for up to 2 cars per unit on the top decks.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 27, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1967, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Galt Towers
- Year built
- 1967 (59 years old)
- Stories
- 15
- HOA / condo fee
- $1,141/mo (from the listing, unconfirmed)
- Fee covers
- Cable TV, Insurance, Internet, Maintenance Grounds, Maintenance Structure, Sewer, Trash, Water, Common Areas, Common Real Estate Tax, Elevator, Hot Water, HVAC Maintenance, Reserve Funds, Roof Repairs, Recreation Facility, Pool Service
- Pets
- No
- Milestone inspection
- This building is 59 years old. Florida requires a milestone structural inspection for condo buildings 3+ stories by Dec 31 of the year they turn 30 (local officials can require it at 25), then every 10 years. Ask Zach for the report.
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
Similar homes in Fort Lauderdale
Text Zach
Price cut $6K3D tour
$449,000
2500 E Las Olas Boulevard #308, Fort Lauderdale 33301
Est. $5,247/mo with 20% down incl. HOA
Listing courtesy of RE/MAX Preferred · BeachesMLS
Price cut $89K3D tour
$610,000
3430 Galt Ocean Drive #609, Fort Lauderdale 33308
Est. $6,104/mo with 20% down incl. HOA
Listing courtesy of Better Homes & Gdns RE Fla 1st · BeachesMLS
Price cut $24K3D tour
$599,999
3101 Bayshore Drive #501, Fort Lauderdale 33304
Est. $5,961/mo with 20% down incl. HOA
Listing courtesy of LoKation · BeachesMLS
Listing courtesy of LoKation · 954-545-5583 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.