Price cut $575K3D tour
$575,000
3430 Galt Ocean Drive #712, Fort Lauderdale 33308
Est. $5,513/mo with 20% down incl. HOA
Listing courtesy of Urban Group Realty Corp. · BeachesMLS
$499,950434 NW 1ST Avenue #203, Fort Lauderdale, FL 33301
Listing courtesy of Compass Florida, LLC · 954-477-7332 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 28, 2026, unless a row says otherwise.
- Price
- $499,950 · $439/sqft
- Property taxes
- $8,937/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $1,010/moFrom the listing, unconfirmed
- Fee covers
- Cable TV, Insurance, Maintenance Grounds, Security, Trash, Water, Common Areas, Reserve Funds, Pool Service
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $1,816/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 6 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 28, 2026
- Monthly payment (estimate)
- $4,679/mo: $2,726 loan + $792 tax + $151 insurance + $1,010 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2006 · 6 stories
- Days on market
- About 7 days
- Price history (this listing)
- Listed Oct 26, 2026.
Details
- TypeCondo
- Beds1 bd
- Baths1
- Size1,139 sqft
- Year built2006
- Parking1 garage, 1 spaces
- PoolCommunity
- ViewCity
- Laundryin-unit
- FurnishedUnfurnished
- BuildingAvenue Lofts
- NeighborhoodAVENUE LOFTS CONDO FIVE
- ZIP33301
- MLS #B26092895
- To the beachAbout 2.5 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Take advantage of this opportunity to live in the pet friendly industrial inspired Avenue Lofts near downtown. This 1139 sq ft unit is the largest 1 bed unit in the community. Enjoy the convenance of Flagler Village and its proximity to downtown, Las Olas and everything the city has to offer. This loft style beauty is south facing with 14 ft ceilings, exposed brick and duct work and a very open concept. The kitchen and large island are the focal point and open to the distinct office, dining, living and sleeping areas. This 2nd floor unit offers a massive balcony with room for couches and a dining table to enjoy the downtown views. Additional features include the large walk in closet, spacious bathroom and in unit washer/dryer. . It is a secured building with a deeded garage space already set up with an EV charging station. The community offers a rooftop pool and gym, barbecues and huge elevators. The uber convenient location means it is a short drive to the airport, beaches and port. The reasonable HOA fee of under $1 per ft includes the reserve fund. Rentals permitted
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2006, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Avenue Lofts
- Year built
- 2006 (20 years old)
- Stories
- 6
- HOA / condo fee
- $1,010/mo (from the listing, unconfirmed)
- Fee covers
- Cable TV, Insurance, Maintenance Grounds, Security, Trash, Water, Common Areas, Reserve Funds, Pool Service
- Pets
- Yes, Breed Restrictions
- Milestone inspection
- Due by Dec 31, 2036 for buildings 3+ stories (local officials can require it at 25 years).
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
Similar homes in Fort Lauderdale
Text Zach
Price cut $6K3D tour
$449,000
2500 E Las Olas Boulevard #308, Fort Lauderdale 33301
Est. $5,247/mo with 20% down incl. HOA
Listing courtesy of RE/MAX Preferred · BeachesMLS
Price cut $89K3D tour
$610,000
3430 Galt Ocean Drive #609, Fort Lauderdale 33308
Est. $6,104/mo with 20% down incl. HOA
Listing courtesy of Better Homes & Gdns RE Fla 1st · BeachesMLS
Price cut $24K3D tour
$599,999
3101 Bayshore Drive #501, Fort Lauderdale 33304
Est. $5,961/mo with 20% down incl. HOA
Listing courtesy of LoKation · BeachesMLS
Listing courtesy of Compass Florida, LLC · 954-477-7332 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.