zach.homesRealty Hub 754-332-7529

Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$3,950,000435 NE 15th Terrace, Boca Raton, FL 33432

5 bd · 5 ba · 4,096 sqft · On the market about 172 days · Active

Listing courtesy of Tangent Realty Corp · 561-955-0025 · BeachesMLS

Full disclosure: what this home really costs

9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Sep 20, 2026, unless a row says otherwise.

Price
$3,950,000 · $964/sqft
Property taxes
$16,405/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
HOA / condo fee
Not listed - ask Zach
What the fee covers
Not listed - ask Zach
Special assessments
None listed
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 29, 2026
Monthly payment (estimate)
$28,300/mo: $21,535 loan + $6,254 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
2027 · 2 stories
Days on market
About 172 days
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Details

  • TypeHouse
  • Beds5 bd
  • Baths5
  • Size4,096 sqft
  • Year built2027
  • Parking2 garage, 6 spaces
  • PoolPrivate
  • NeighborhoodWHISEM UNIT B
  • ZIP33432
  • MLS #B26031741
  • To the beachAbout 0.7 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

Check your commute (opens maps)

From the listing

Located in Boca Raton's coveted Golden Triangle, this exceptional new construction residence offers the perfect blend of sophisticated design, modern comfort, and an unbeatable walkable lifestyle. Thoughtfully designed with both everyday living and entertaining in mind, the home showcases a grand open-concept living space filled with natural light, soaring ceilings, and seamless transitions between indoor and outdoor living areas. The first-floor primary suite serves as a private retreat, complete with spa-inspired baths, luxurious finishes, and a serene atmosphere designed for relaxation. Also located on the main level is a dedicated office, ideal for working from home, creative pursuits, or a quiet flex space tailored to your lifestyle. Upstairs, three generously sized bedrooms and a spacious loft provide ample room, offering comfort, privacy, and flexibility for modern living. Perfectly positioned just moments from Mizner Park, the 20th Street shopping and dining district, and vibrant downtown Boca Raton, this home places the very best of the city right at your doorstep. Enjoy world-class restaurants, boutique shopping, entertainment, and the energy of downtown living—without sacrificing privacy or comfort. This is downtown living redefined. Outside, the walled and professionally landscaped backyard creates a private resort-style oasis designed for year-round enjoyment. Relax or entertain around the heated saltwater pool, surrounded by elegant porcelain pavers, lush tropical landscaping, and thoughtfully designed outdoor spaces that invite effortless indoor-outdoor living. Built by Mizner Development, this is a rare opportunity to own brand-new construction in one of Boca Raton's most sought-after neighborhoods while still having the ability to personalize and customize select finishes to reflect your own style and vision. Combining quality craftsmanship, thoughtful design, and remarkable value, this offering represents an increasingly rare chance to enter the Golden Triangle at an unheard-of price point for new construction—delivering luxury, location, and lifestyle without compromise. NOTE: All Photos from similarly built Mizner Development Home. Still time to select your finishes!

Virtual tour

Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
Wind and building code
Built in 2027, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

We don't show crime scores or rate neighborhoods. Every listing is open to everyone.

Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. A signed buyer agreement with Zach (Florida practice before touring or offering)

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 435 NE 15th Terrace, Boca Raton, FL 33432

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

Pick a day

Same-day: 21 times left today, soonest 9:00 AM.

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Ask Zach anything

One tap opens a text with this address filled in.

Zach will reply as soon as he can.

From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

Report a problem with this listing

Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.

Chat with Zach

Zach will reply as soon as he can.

Your messages go to Zach only. Reply STOP anytime and he won't follow up again.

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Listing courtesy of Tangent Realty Corp · 561-955-0025 · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

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