3D tour
$29,900,000
297 N Coconut Lane, Miami Beach 33139
Est. $210,854/mo with 20% down
Listing courtesy of Fortune Christie's International Real Estate · BeachesMLS
$36,500,0004395 Pine Tree Drive, Miami Beach, FL 33140
Listing courtesy of Coldwell Banker Realty · 305-672-6300 · BeachesMLS
Full disclosure: what this home really costs
8 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $36,500,000 · $3,809/sqft
- Property taxes
- $406,147/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Not listed - ask Zach
- Monthly payment (estimate)
- $257,287/mo: $198,997 loan + $57,792 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2015 · 2 stories
- Days on market
- About 18 days
- Price history (this listing)
- Listed Oct 13, 2026.
Details
- TypeHouse
- Beds8 bd
- Baths9
- Size9,583 sqft
- Year built2015
- Parking4 garage
- PoolPrivate
- WaterfrontYes: Ocean Access, Canal Front, No Fixed Bridges
- ViewPool, Canal
- LaundryIn Garage
- NeighborhoodFLAMINGO BAY SUB NO 1
- ZIP33140
- MLS #A12105974
- To the beachAbout 0.3 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Discover an extraordinary waterfront sanctuary where striking contemporary architecture, Zen-inspired design & resort-style living come together on an expansive 36,000 SF waterfront lot in the heart of Miami Beach. This custom-built, fully automated masterpiece encompasses 3 distinct structures, offering 8 bedrooms, 8 full baths & 2 half baths. A grand gated entrance with private security guardhouse welcomes you into a tranquil oasis of floating orchid gardens, serene koi ponds & lush tropical landscaping. Soaring walls of glass, white oak floors, natural marble & warm Ipe wood create a seamless connection between sophisticated interiors & spectacular outdoor spaces. A grand living room, gourmet kitchen, luxurious primary suite & separate VIP guest suite offer exceptional comfort & privacy. Dedicated entirely to wellness, a private spa pavilion features a state-of-the-art fitness center, steam room, sauna & massage room surrounded by tranquil gardens & water features. Outdoors, a spectacular 1,600 SF tiled pool & spa, dramatic 60-foot covered terrace & summer kitchen create an extraordinary setting for entertaining. With 100 FT of water frontage, ocean access & a private boat lift, this exceptional estate redefines Miami Beach waterfront living.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Not checked yet. Look it up on FEMA's map or ask Zach.
- Wind and building code
- Built in 2015, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 30, 2026, 10:20 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.