Price cut $260K
$3,490,000
1609 SE 1st Street, Fort Lauderdale 33301
Est. $25,064/mo with 20% down
Listing courtesy of RE/MAX FIRST · BeachesMLS
$2,999,000440 Victoria Terrace, Fort Lauderdale, FL 33301
Listing courtesy of Compass Florida, LLC · 305-315-2396 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 1, 2026, unless a row says otherwise.
- Price
- $2,999,000 · $1,131/sqft
- Property taxes
- $36,626/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 7 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Nov 1, 2026
- Monthly payment (estimate)
- $21,610/mo: $16,351 loan + $4,748 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1977 · 2 stories
- Days on market
- About 34 days
- Price history (this listing)
- Listed Sep 29, 2026.
Details
- TypeHouse
- Beds4 bd
- Baths3.5
- Size2,652 sqft
- Year built1977
- PoolPrivate
- WaterfrontYes: Canal Front
- ViewOther, Pool, Canal
- NeighborhoodVICTORIA PARK RE-AMENDED
- ZIP33301
- MLS #A12093131
- To the beachAbout 1.2 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Tucked away on a quiet cul-de-sac in coveted Victoria Park, this exceptional waterfront retreat embodies the best of refined South Florida living, combining privacy, tranquility, and effortless access to the water. Lush tropical landscaping surrounds a spectacular Zen-inspired backyard, creating a private sanctuary designed for both relaxation and elevated entertaining. A sparkling saltwater pool, expansive covered outdoor living area, elegant travertine terraces, and serene canal views create an atmosphere reminiscent of a private resort. For the boating enthusiast, the waterfront is equally impressive, featuring a newly raised 75' seawall, 50' Aztec dock, 20,000-lb. boat lift, deep-water access, and no fixed bridges, offering a direct and seamless route to the Intracoastal and open ocean. Inside, the inviting open-concept living spaces are complemented by contemporary lighting, a sophisticated wet bar, and a striking staircase leading to a private primary suite with balcony overlooking the lush grounds and tranquil water. Ideally located minutes from Fort Lauderdale Beach and Las Olas Boulevard, with exceptional dining, shopping, and entertainment nearby. A truly private waterfront oasis where timeless luxury, natural beauty, and an unparalleled boating lifestyle converge.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Nov 1, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1977, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.