3D tour
$3,900,000
4470 Alton Road, Miami Beach 33140
Est. $27,936/mo with 20% down
Listing courtesy of Cervera Real Estate Inc. · BeachesMLS
$3,787,0004430 Alton Road, Miami Beach, FL 33140
Listing courtesy of Coldwell Banker Realty · 305-672-6300 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $3,787,000 · $1,058/sqft
- Property taxes
- $49,919/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 7 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 30, 2026
- Monthly payment (estimate)
- $27,141/mo: $20,647 loan + $5,996 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1929 · 2 stories
- Days on market
- About 101 days
- Price history (this listing)
- Listed Jul 24, 2026.
Details
- TypeHouse
- Beds5 bd
- Baths5.5
- Size3,581 sqft
- Year built1929
- PoolPrivate
- ViewGarden, Pool
- FurnishedUnfurnished
- NeighborhoodNAUTILUS SUB
- ZIP33140
- MLS #A12053341
- To the beachAbout 1.0 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
This beautifully remodeled two-story Mediterranean-style home in the heart of Miami Beach offering 5BR/5.5BA blends classic Mediterranean character with luxury designer updates and modern amenities throughout. A security-gated entrance, circular coral stone driveway, beautiful fountain, lush tropical landscaping, and covered carport create exceptional curb appeal and a welcoming first impression. Inside, the home features original quarry tile floors, rich hardwood floors, wood-beamed ceilings, two wood-burning fireplaces, formal living and dining rooms, plus a flexible sunroom/den filled with natural light. The chef’s kitchen offers a La Cornue range with double ovens and hood, Sub-Zero refrigerator/freezer, Shaw’s Original fireclay sink, marble countertops, water purification system, and a light-filled breakfast room overlooking the pool. The principal suite includes a private covered balcony, walk-in closet, spacious dressing room with dual closet areas, and a beautiful bath with subway tiles, solid copper soaking tub and dual-head glass shower. 3 additional bedrooms in the home offer ensuite bathrooms. New electric & plumbing as of 2023. Outdoor spaces made for relaxing/entertaining, with a heated saltwater pool, fountain, coral stone deck, outdoor shower, multiple lounge areas, privacy hedge, alfresco dining area, and a separate private guest house with full bath. Ideally located minutes from beaches, fine dining, shopping, parks, galleries, Downtown Miami, and MIA.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1929, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.