zach.homesRealty Hub 754-332-7529

Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$485,0004460 NE 5th Avenue, Boca Raton, FL 33431

3 bd · 2 ba · 1,523 sqft · New · Active

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Open house: Nov 8, 2026, 7:30 PM to 10:00 PM

Listing courtesy of United Realty Group, Inc · BeachesMLS

Full disclosure: what this home really costs

12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 7, 2026, unless a row says otherwise.

Price
$485,000 · $318/sqft
Property taxes
$3,689/yr (2026 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
HOA / condo fee
$300/moFrom the listing, unconfirmed
Fee covers
Maintenance Structure, Common Areas, Roof Repairs
Special assessments
None listed
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 31, 2026
Monthly payment (estimate)
$4,223/mo: $2,644 loan + $768 tax + $511 insurance + $300 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
1984 · 1 story
Days on market
1 day
Price history (this listing)
Listed Nov 7, 2026.
4460 NE 5th Avenue, Boca Raton, FL 33431, photo 1 of 124460 NE 5th Avenue, Boca Raton, FL 33431, photo 2 of 124460 NE 5th Avenue, Boca Raton, FL 33431, photo 3 of 124460 NE 5th Avenue, Boca Raton, FL 33431, photo 4 of 124460 NE 5th Avenue, Boca Raton, FL 33431, photo 5 of 124460 NE 5th Avenue, Boca Raton, FL 33431, photo 6 of 124460 NE 5th Avenue, Boca Raton, FL 33431, photo 7 of 124460 NE 5th Avenue, Boca Raton, FL 33431, photo 8 of 124460 NE 5th Avenue, Boca Raton, FL 33431, photo 9 of 124460 NE 5th Avenue, Boca Raton, FL 33431, photo 10 of 124460 NE 5th Avenue, Boca Raton, FL 33431, photo 11 of 124460 NE 5th Avenue, Boca Raton, FL 33431, photo 12 of 12

Details

  • TypeTownhouse
  • Beds3 bd
  • Baths2
  • Size1,523 sqft
  • Year built1984
  • Parking1 garage, 3 spaces
  • PoolCommunity
  • ViewGarden
  • Laundryin-unit
  • FurnishedUnfurnished
  • NeighborhoodVILLA RICA
  • ZIP33431
  • MLS #B26097693
  • To the beachAbout 0.4 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

Check your commute (opens maps)

From the listing

Schedule Your Private Showing Today! Close before the end of this year and get ready to take advantage of Florida's New Homestead Property Tax Benefits! Welcome to this charming 3-bedroom, 2-bathroom, single-story villa in the desirable Villa Rica community of East Boca Raton! Offering 1,523 sq. ft. of finished living space and a 1-car garage. High vaulted ceilings and skylights create a bright, open, and spacious feel. The updated kitchen features granite countertops, while plantation shutters add timeless appeal. A newer A/C, hurricane accordion shutters, and a 2007 roof. Low HOA fees add to the appeal! Ideally locaed just minutes from Boca Raton's beautiful beaches, Mizner Park, FAU, premier shopping, and dining.

Virtual tour

Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 31, 2026. This is a map lookup, not an official flood zone determination.
Wind and building code
Built in 1984, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

We don't show crime scores or rate neighborhoods. Every listing is open to everyone.

Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. A signed buyer agreement with Zach (Florida practice before touring or offering)

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 4460 NE 5th Avenue, Boca Raton, FL 33431

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

Pick a day

Same-day: 21 times left today, soonest 9:00 AM.

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Request a showing

4460 NE 5th Avenue, Boca Raton, FL 33431 · MLS B26097693. Zach (not the listing agent) gets this and contacts you to set the time.

Rather not check the box? That's fine. Zach will call or email instead.

Every listing is shown to everyone, in line with federal, Florida and local fair housing law. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Ask Zach anything

One tap opens a text with this address filled in.

Is it still available?What's the HOA really?Can I see it today?What would you offer?

Zach will reply as soon as he can.

From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

Report a problem with this listing

Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.

Chat with Zach

Zach will reply as soon as he can.

Your messages go to Zach only. Reply STOP anytime and he won't follow up again.

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Listing courtesy of United Realty Group, Inc · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 8, 2026, 1:24 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

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