Price cut $1.4M3D tour
$5,799,000
499 NE 4th Street, Boca Raton 33432
Est. $41,309/mo with 20% down
Listing courtesy of One Sotheby's International Realty · BeachesMLS
$5,690,000450 NE Spanish Court, Boca Raton, FL 33432
Listing courtesy of Tangent Realty Corp · 561-955-0025 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 1, 2026, unless a row says otherwise.
- Price
- $5,690,000 · $1,240/sqft
- Property taxes
- $21,444/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 28, 2026
- Monthly payment (estimate)
- $40,542/mo: $31,022 loan + $9,009 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2026 · 2 stories
- Days on market
- About 300 days
- Price history (this listing)
- Listed Jan 6, 2026.
Details
- TypeHouse
- Beds5 bd
- Baths7.5
- Size4,587 sqft
- Year built2026
- Parking3 garage
- PoolPrivate
- Laundryin-unit
- FurnishedUnfurnished
- NeighborhoodBOCA RATON RIVIERA
- ZIP33432
- MLS #R11151898
- To the beachAbout 0.3 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Located just two blocks from Boca's coveted South Beach, this newly completed residence delivers a fresh, effortlessly chic interpretation of Boca Riviera living where coastal ease meets refined luxury. The expansive, sun-filled floor plan is anchored by an oversized chef's kitchen outfitted with Wolf and Sub-Zero appliances, perfectly positioned to overlook your own private tropical oasis. Outside, a marble-clad pool deck surrounds a sparkling saltwater pool, creating an inviting backdrop for everything from morning swims to sunset soirées and relaxed weekends under the palms. A first-floor suite offers exceptional flexibility ideal as a sophisticated home office or a serene guest retreat. Upstairs, an expansive loft becomes a second family living space, perfect for lounging, media nights, or play, and serves as the central hub for three additional ensuite bedrooms. Each is thoughtfully designed as its own junior suite, complete with private baths and generous closets. The primary suite is a true sanctuary, grand in scale and bathed in natural light, featuring two completely independent bathroom and shower areas, delivering the ultimate in privacy, comfort, and spa-inspired indulgence. A spacious two-and-a-half-car garage adds a playful touch of practicality, ready for your Moke or golf cart, along with ample space for paddleboards, kayaks, and all your coastal essentials. All of this is just moments from Boca's pristine sandy shores, the iconic Boca Raton Resort, Mizner Park, and the endless dining, shopping, and lifestyle experiences Boca is known for. Prepare to embrace a life of luxurious ease, coastal charm, and playful sophistication. This is Boca living at its best.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2026, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.