3D tour
$2,200,000
456 E Boca Raton Road, Boca Raton 33432
Est. $16,488/mo with 20% down incl. HOA
Listing courtesy of Douglas Elliman · BeachesMLS
$2,795,0004501 N Ocean Boulevard #Th-04, Boca Raton, FL 33431
Listing courtesy of Lang Realty/BR · 561-447-0666 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 29, 2026, unless a row says otherwise.
- Price
- $2,795,000 · $988/sqft
- Property taxes
- $20,499/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $2,953/moFrom the listing, unconfirmed
- Fee covers
- Cable TV, Insurance, Sewer, Trash, Water, Common Areas, Elevator, Hot Water
- Special assessments
- Yes – amount not listed, ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 28, 2026
- Monthly payment (estimate)
- $23,127/mo: $15,238 loan + $4,425 tax + $511 insurance + $2,953 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1988 · 3 stories
- Days on market
- About 168 days
- Price history (this listing)
- Listed May 19, 2026.
Details
- TypeTownhouse
- Beds3 bd
- Baths3
- Size2,830 sqft
- Year built1988
- Parking2 garage, 4 spaces
- PoolCommunity
- WaterfrontYes: Marina in Community, No Fixed Bridge, Ocean Access, Intracoastal, Ocean Front
- ViewGarden, Pool, Clubhouse, Water, Canal, Intracoastal, Marina
- Laundryin-unit
- FurnishedUnfurnished
- BuildingSEA RANCH CLUB COVE TOWNHOUSES
- NeighborhoodSEA RANCH CLUB OF BOCA
- ZIP33431
- MLS #B26030237
- To the beachAbout 0.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
BRING YOUR TESLA AND YOUR BOAT to this RARELY OFFERED, HIGHLY COVETED, DIRECT INTRACOASTAL, LUXURY SMART TOWNHOME!! Nestled on an Island in a remote corner of a gated and secure, lush tropical 38-ACRE OCEANFRONT PROPERTY, this IMPOSSIBLE-TO-FIND, DIRECT INTRACOASTAL, 3BR/2.2BA TOTAL 3,947 SQ.FT., LUXURY SMART PRIVATE TOWNHOME combines the space and privacy of a private home with the security, amenities and conveniences of a Resort-style, Concierge Building!! Don't miss this unique opportunity to own a stunningly beautiful FULLY MAINTAINED Residence—complete with 2 elevators, 3 private terraces and a 2-car garage. A perfect marriage of a wide-open spaces, modern elegance, and state-of-the-art technology, this home is light, bright and airy, with spacious rooms and intimate water views!!
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1988, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 31, 2026, 10:34 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.