zach.homesRealty Hub 754-332-7529

Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$650,0004521 NW 102nd Court, Doral, FL 33178

3 bd · 2.5 ba · 1,898 sqft · Price cut $15,000 · Active

Listing courtesy of The Keyes Company · 305-594-2600 · BeachesMLS

Full disclosure: what this home really costs

11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 1, 2026, unless a row says otherwise.

Price
$650,000 · $342/sqft
Property taxes
Listed as $889,794/yr (2025 bill), about 137% of the price, which looks like a typo in the listing. Not used in the estimate below (it uses about 1.9% of price); ask Zach.
HOA / condo fee
$512/moFrom the listing, unconfirmed
Fee covers
Cable TV, Internet, Maintenance Grounds, Maintenance Structure, Security, Sewer, Recreation Facility, Pool Service
Special assessments
Not listed - ask Zach
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Nov 1, 2026
Monthly payment (estimate)
$5,596/mo: $3,544 loan + $1,029 tax + $511 insurance + $512 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
1992 · 2 stories
Days on market
About 24 days
Price history (this listing)
Originally listed at $665,000; last price change Oct 28, 2026; listed Oct 9, 2026. Down $15,000.
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Details

  • TypeTownhouse
  • Beds3 bd
  • Baths2.5
  • Size1,898 sqft
  • Year built1992
  • ViewGarden, Other
  • Laundryin-unit
  • NeighborhoodTOWNHOMES OF DORAL PLACE
  • ZIP33178
  • MLS #A12104166
  • To the beachAbout 14 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

Check your commute (opens maps)

From the listing

Exclusive gated community in a prime location featuring controlled access with security, parking for three vehicles on the property plus ample guest parking, and front and back gardens with pleasant views of the community grounds. The home offers privacy with no visible neighbors and abundant natural light. Features include a ground-floor bedroom with a full bathroom, an attractive original kitchen, a small storage garage, three upstairs bedrooms—each with its own bathroom—and a laundry area. Two of the four bathrooms have been recently remodeled; the roof was replaced in October 2026, and the air conditioning system has been serviced. Residents enjoy a private clubhouse with a gym, swimming pool, tennis courts, spacious event halls, a playground with a splash pad, and a restaurant offering excellent cuisine at great prices. The garage was converted into an extra room.

Virtual tour

Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Nov 1, 2026. This is a map lookup, not an official flood zone determination.
Wind and building code
Built in 1992, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

We don't show crime scores or rate neighborhoods. Every listing is open to everyone.

Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. A signed buyer agreement with Zach (Florida practice before touring or offering)

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 4521 NW 102nd Court, Doral, FL 33178

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

Pick a day

Same-day: 19 times left today, soonest 10:00 AM.

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Ask Zach anything

One tap opens a text with this address filled in.

Zach will reply as soon as he can.

From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

Report a problem with this listing

Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.

Chat with Zach

Zach will reply as soon as he can.

Your messages go to Zach only. Reply STOP anytime and he won't follow up again.

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Listing courtesy of The Keyes Company · 305-594-2600 · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

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