3D tour
$4,000,000
160 NW 27th Street, Miami 33127
Est. $28,639/mo with 20% down
Listing courtesy of Exemplar Realty, LLC · BeachesMLS
$4,500,000460 NE 50th Terrace, Miami, FL 33137
Listing courtesy of Fortune International Realty · 305-400-6393 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $4,500,000 · $1,484/sqft
- Property taxes
- $25,000/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 30, 2026
- Monthly payment (estimate)
- $32,157/mo: $24,534 loan + $7,125 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1950
- Days on market
- About 89 days
- Price history (this listing)
- Listed Aug 6, 2026.
Details
- TypeHouse
- Beds4 bd
- Baths4.5
- Size3,033 sqft
- Year built1950
- Parking2 garage
- PoolPrivate
- ViewOther
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodBAYSHORE PLAZA UNIT 5
- ZIP33137
- MLS #A12067352
- To the beachAbout 4.0 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Beautifully remodeled 3,307 sf MIMO gem located on an elevated double lot (17,500 sq ft lot (no flooding ever) in gated Morningside. Designed for those who appreciate architecture, craftsmanship, and serenity, this single-story estate blends timeless elegance with modern upgrades throughout. Property surrounding by 10 foot high hedges making it very private from street with spectacular views from indoors. Home has four(4) bedrooms each ensuite with custom California closets/storage, central courtyard pool (salt water system) with outdoor shower and half bath for entertainment, large covered outdoor kitchen fully stocked with refrigerator, sink, high end BBQ, pool side storage room, double car garage w/ storage loft. Additional features include: new large extra wide impact glass panels, windows & doors, 8 year old barrel tile roof with lifetime warranty, exquisite new custom chefs kitchen w/ an island & picture windows w/ panoramic views of the east garden as well as a very large butlers’ pantry (with additional extra refrigerator and dishwasher), solid light colored oak & travertine floors in kitchen and pantry, volume ceilings, recessed lighting throughout, refinished walls, oversized solid wood baseboards, custom high wooden doors throughout, modern sleek AC vents with 2 central AC systems divided between bedrooms and common areas, indoor/outdoor surround sound system, fireplace, all new electrical, all new plumbing, , home water filtration system, inground well for property wide irrigation system, outdoor garden lighting, large east & west yards w/ tropical gardens (mango trees, staghorn ferns, mature Poinciana trees), covered parking, large space for 5 vehicles. Garage has two washing machines, two dryers and a third freezer (in addition to 2 full refrigerators in kitchen/pantry) Exterior walls of home were all newly resurfaced. Secure property fully walled and gated for backyard access. Property sits on elevated plain so never floods and no insurance required!Located minutes from Miami’s premier private schools — including Cushman School, Miami Country Day, St. Stephen’s Episcopal, and Ransom Everglades Lower School — this home offers unmatched convenience for families seeking top-tier education within a secure, historic neighborhood.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1950, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 4:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.