Price cut $235K3D tour
$765,000
1060 NE 122nd Street, North Miami 33161
Est. $5,893/mo with 20% down
Listing courtesy of Block Realty · BeachesMLS
$990,000467 NE 129th Street, North Miami, FL 33161
Listing courtesy of Cruz International Realty Corp · 786-486-3301 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $990,000 · $513/sqft
- Property taxes
- $1,913/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 30, 2026
- Monthly payment (estimate)
- $7,476/mo: $5,397 loan + $1,568 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1946 · 1 story
- Days on market
- About 115 days
- Price history (this listing)
- Originally listed at $1,195,000; last price change Oct 29, 2026; listed Jul 10, 2026. Down $205,000.
Details
- TypeHouse
- Beds3 bd
- Baths2
- Size1,930 sqft
- Year built1946
- Parking1 garage
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodGRIFFING BISC PARK EST
- ZIP33161
- MLS #A12051627
- To the beachAbout 4.2 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Exceptional Income-Producing Property with Endless Possibilities!Don’t miss this rare opportunity to own a beautifully renovated property that perfectly combines luxury, lifestyle, and investment potential. Nestled on an oversized, professionally landscaped lot with mature trees and lush tropical gardens, this unique offering includes a fully legal detached 1-bedroom, 1-bath guest house with a proven history of generating excellent annual Airbnb income.The main residence has been tastefully renovated and features brand-new plumbing and high-impact windows throughout. The guest house also offers high-impact windows, providing comfort, energy efficiency, and peace of mind across the entire property.The expansive grounds offer endless possibilities, with plenty of room to build a pool, expand the existing improvements, create an outdoor entertainment oasis, or design the backyard of your dreams. Whether you’relooking for a primary residence with supplemental income, a multigenerational living arrangement, or an exceptional investment opportunity, this property checks every boxMove-in ready, income-producing, and loaded with future potential—this is truly a one-of-a-kind opportunity.Easy to show.Easy to show. Contact the listing agent today for your private showing!
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1946, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.