Open Sun3D tour
$12,495,000
3860 Little Avenue, Miami 33133
Est. $88,530/mo with 20% down incl. HOA
Listing courtesy of Compass Florida, LLC · BeachesMLS
$11,800,0004700 Lake Road, Miami, FL 33137
Open house: Nov 4, 2026, 5:00 PM to 7:00 PM · Nov 7, 2026, 6:00 PM to 8:00 PM
Listing courtesy of Coldwell Banker Realty · 305-667-4815 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $11,800,000 · $2,248/sqft
- Property taxes
- $85,892/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $517/mo (listed as $6,205 annually)From the listing, unconfirmed
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Not listed - ask Zach
- Monthly payment (estimate)
- $84,031/mo: $64,333 loan + $18,683 tax + $498 insurance + $517 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1941 · 2 stories
- Days on market
- About 6 days
- Price history (this listing)
- Listed Oct 26, 2026.
Details
- TypeHouse
- Beds7 bd
- Baths6.5
- Size5,248 sqft
- Year built1941
- Parking2 garage
- PoolPrivate
- ViewGarden, Pool
- LaundryLaundry Tub
- FurnishedUnfurnished
- NeighborhoodBAY POINT
- ZIP33137
- MLS #A12097629
- To the beachAbout 4.0 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Over 19,000 square feet of private tropical paradise in the heart of Miami! Discover Casa Bianca, a fully renovated estate in exclusive, gated Bay Point. Featuring 7 bedrooms, 6 full and 1 half baths, 5,248 SF of living space, 6,288 total SF, and an expansive 19,021 SF lot. A main residence and separate guesthouse share an expansive, park-like backyard framed by majestic banyan trees. The main residence welcomes you with soaring vaulted ceilings, natural light, a beautiful fireplace, and spacious living areas opening to the backyard. The kitchen features Wolf appliances, a generous central island, and a walk-in pantry, flowing into a light-filled dining room with a wine cellar and access to the BBQ patio and pool. A cinema room opens to a private backyard. The primary suite offers direct pool and garden access, dual walk-in closets, and a spa-like bathroom overlooking the lush grounds. Three additional bedrooms feature en-suite bathrooms, some with garden access. A separate two-story guest residence provides a private entrance, 3 bedrooms, 2 bathrooms, laundry room, private terraces, a home office, and flexible space for a gym or additional living area. Outdoors, enjoy a resort-style pool, sunbathing areas, multiple terraces, a BBQ patio, and an expansive lawn framed by mature tropical trees. A spacious garage includes dedicated storage. Experience the privacy of Bay Point, just minutes from the Design District, Midtown, Wynwood, Miami Beach, and Miami International Airport.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Not checked yet. Look it up on FEMA's map or ask Zach.
- Wind and building code
- Built in 1941, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 31, 2026, 9:34 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.