Price cut $10K3D tour
$389,900
1390 NW 70th Lane, Margate 33063
Est. $3,664/mo with 20% down incl. HOA
Listing courtesy of LoKation · BeachesMLS
$345,0004874 N Hemingway Circle, Margate, FL 33063
Listing courtesy of Beycome of Florida LLC · 804-656-5007 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 7, 2026, unless a row says otherwise.
- Price
- $345,000 · $272/sqft
- Property taxes
- $5,900/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $413/moFrom the listing, unconfirmed
- Fee covers
- Maintenance Grounds, Maintenance Structure, Security, Trash, Common Areas, Reserve Funds, Roof Repairs, Recreation Facility, Pool Service
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 31, 2026
- Monthly payment (estimate)
- $3,351/mo: $1,881 loan + $546 tax + $511 insurance + $413 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1985 · 2 stories
- Days on market
- About 57 days
- Price history (this listing)
- Listed Sep 4, 2026.
Details
- TypeHouse
- Beds2 bd
- Baths2.5
- Size1,269 sqft
- Year built1985
- Parking2 spaces
- PoolCommunity
- WaterfrontYes: Lake Front
- Laundryin-unit
- FurnishedNegotiable
- NeighborhoodWoodlake Shores
- ZIP33063
- MLS #B26072646
- To the beachAbout 6.4 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Rare Find: Waterfront Townhome with a Private Dock! Welcome to the only home in this highly sought-after community featuring a personal dock. This meticulously maintained 2-bedroom, 2.5-bathroom townhome includes a versatile flex room that easily doubles as a home office, nursery, or extra storage. The living spaces are fully renovated and completely turnkey, leaving just the spacious master suite as a blank canvas for you to update to your exact taste. Step out onto the master balcony to enjoy sweeping lake views, or take a short walk down the street to the community pool and recreation area. This home is tucked away in a safe, impeccably maintained neighborhood known for having some of the lowest HOA fees in the area. You get the peace of a hidden gem with unbeatabl e convenience--centrally located between the downtowns of Coconut Creek, Pompano Beach, and Coral Springs, with quick access to all major roadways. Property Highlights: *Exclusive Feature: The single only property in the community with a private dock. *The Layout: 2 Beds / 2.5 Baths, plus a flexible 3rd room. *The Master Suite: Walk-in closet, private lakefront balcony, and the perfect opportunity to customize the space to your liking. *Turnkey Condition: Fully renovated downstairs living areas with a regularly serviced AC, roof, and exterior. *Prime Location: Minutes from major highways and central to Coconut Creek, Pompano Beach, and Coral Springs. *Community Perks: Extremely low HOA, incredibly safe, highly maintained, and steps from the pool.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Oct 31, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1985, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 31, 2026, 9:34 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.