3D tour
$2,600,000
2500 NE 192nd Street, Miami 33180
Est. $18,790/mo with 20% down
Listing courtesy of Compra Venta Miami · BeachesMLS
$2,900,000499 NE 64TH Street, Miami, FL 33138
Listing courtesy of Total Stop Inc · 305-988-2800 · BeachesMLS
Full disclosure: what this home really costs
9 of 11 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 21, 2026, unless a row says otherwise.
- Price
- $2,900,000 · $1,168/sqft
- Property taxes
- $5,745/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 30, 2026
- Monthly payment (estimate)
- $20,901/mo: $15,811 loan + $4,592 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1932 · 2 stories
- Days on market
- About 78 days
- Price history (this listing)
- Originally listed at $3,000,000; last price change Sep 21, 2026; listed Aug 17, 2026. Down $100,000.
Details
- TypeMulti-family
- Size2,483 sqft
- Year built1932
- NeighborhoodNORTH GATE
- ZIP33138
- MLS #B26064965
- To the beachAbout 4.2 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
(Huge Price DROPPED) For this rare investment opportunity in Miami's 33138 area! Unique income-producing property offering flexibility for investors seeking long-term appreciation, rental income, or redevelopment potential. The offering includes 499 NE 64th St together with 6404 NE 5th Ave, creating a distinctive opportunity in a highly desirable Miami location. Convenient access to major roadways, Biscayne Blvd, the MiMo District, Miami Shores, Design District, Wynwood, Downtown Miami and nearby dining, shopping and entertainment. Excellent opportunity for an investor looking to acquire a versatile property in one of Miami's established and evolving neighborhoods. Property is tenant occupied. Please do not disturb tenants. Unique investment offering consisting of 499 NE 64th St together with 6404 NE 5th Ave. Property is tenant occupied and offers an opportunity for investors seeking an income-producing asset in Miami's 33138 area. Conveniently located near Biscayne Blvd, MiMo District, Miami Shores, Design District, Wynwood and Downtown Miami. Buyer and buyer's agent to perform their own due diligence regarding property use, units, zoning, development potential and all property information. Do not disturb tenants.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1932, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.