Price cut $120K3D tour
$279,900
1000 West Avenue #1032, Miami Beach 33139
Est. $3,259/mo with 20% down incl. HOA
Listing courtesy of Golod Group LLC · BeachesMLS
$249,900500 77th Street #2, Miami Beach, FL 33141
Listing courtesy of United Realty Group Inc · 954-639-7287 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $249,900 · $339/sqft
- Property taxes
- $3,394/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $350/moFrom the listing, unconfirmed
- Fee covers
- Insurance, Maintenance Structure, Sewer, Trash, Water, Common Areas
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 8 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $2,341/mo: $1,362 loan + $396 tax + $233 insurance + $350 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1950 · 2 stories
- Days on market
- About 168 days
- Price history (this listing)
- Listed May 18, 2026.
Details
- TypeCondo
- Beds1 bd
- Baths1
- Size738 sqft
- Year built1950
- NeighborhoodHORSESHOE CONDOMINIUM
- ZIP33141
- MLS #A12021117
- To the beachAbout 0.3 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Welcome to Unit #2 at 500 77th Street — a beautifully appointed 1-bedroom, 1-bathroom residence offering 738 square feet of thoughtfully designed living space in one of Miami Beach's most beloved neighborhoods. Impact windows and front door. Nestled in a meticulously maintained boutique building, this intimate community delivers the rare combination of pride-of-ownership living and an unbeatable South Florida lifestyle.Step outside and find yourself in the authentic, local energy that defines North Beach — a true stronghold for locals, where residents stroll the ocean boardwalk, gather at Oceanside Park, and enjoy the cultural heartbeat of the Normandy Fountain area with its weekly farmers' markets and vibrant dining scene. Reflecting the rich Argentine character of the neighborhood, the surrounding streets offer a genuinely cosmopolitan daily life that Miami Beach's more crowded corridors simply cannot replicate.The building itself mirrors the quiet sophistication of the area — a boutique structure with well-kept common areas and the kind of attentive upkeep rarely found at this price point. Minutes from Bal Harbour Shops, top-rated restaurants, and world-famous beaches, this residence is equally compelling as a primary home, vacation retreat, or savvy investment. With North Beach's ongoing revitalization bringing new energy and value to the corridor, the timing couldn't be better.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1950, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Not listed - ask Zach
- Year built
- 1950 (76 years old)
- Stories
- 2
- HOA / condo fee
- $350/mo (from the listing, unconfirmed)
- Fee covers
- Insurance, Maintenance Structure, Sewer, Trash, Water, Common Areas
- Pets
- Yes, Pet Restrictions Possible
- Milestone inspection
- The listing shows 2 stories. Florida's milestone inspection covers condo buildings 3+ stories, so it may not apply here - ask Zach to confirm.
- Reserve study (SIRS)
- Required for condo buildings 3+ stories; with 2 stories listed it may not apply. Ask Zach, or check the state condo database (DBPR).
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.