Price cut $145K3D tour
$745,000
4040 Galt Ocean Drive #805, Fort Lauderdale 33308
Est. $6,468/mo with 20% down incl. HOA
Listing courtesy of Prestige Waterfront Realty · BeachesMLS
$975,000505 NE 2nd Street #25H, Fort Lauderdale, FL 33301
Listing courtesy of Douglas Elliman · 954-874-0740 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $975,000 · $1,204/sqft
- Property taxes
- Not listed - ask Zach
- HOA / condo fee
- $1,151/moFrom the listing, unconfirmed
- Fee covers
- Trash, Elevator, Recreation Facility, Pool Service
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $1,816/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Not listed - ask Zach
- Monthly payment (estimate)
- $8,162/mo: $5,316 loan + $1,544 tax + $151 insurance + $1,151 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2025 · 45 stories
- Days on market
- About 314 days
- Price history (this listing)
- Originally listed at $955,000; last price change Apr 17, 2026; listed Dec 24, 2025.
Details
- TypeCondo
- Beds1 bd
- Baths1
- Size810 sqft
- Year built2025
- Parking1 garage
- PoolCommunity
- ViewSkyline
- Laundryin-unit
- NeighborhoodViceroy Fort Lauderdale
- ZIP33301
- MLS #A11935077
- MapMap location not available
From the listing
Experience elevated living in this spacious north-facing one-bedroom residence at Viceroy Residences Fort Lauderdale, where refined design meets an unmatched lifestyle. Developed by the incomparable Naftali Group, this thoughtfully designed with generous living areas and expansive windows, this residence offers a serene retreat complemented by the energy of Downtown Fort Lauderdale.Residents enjoy access to over 30,000 square feet of fully staffed, world-class amenities, curated to rival the finest luxury resorts. Highlights include a state-of-the-art fitness center and spa, indoor and outdoor yoga studios, a custom boxing studio, and resort-style poolside service, beach club and one year membership to the Fort Pickle Ball Stadium, all delivered with Viceroy’s signature hospitality and attention to detail. Perfectly positioned in a premier Downtown location, Viceroy Residences are within walking distance of Las Olas Boulevard, Victoria Park, and the vibrant arts and culinary scene of Flagler Village, placing the best of Fort Lauderdale at your doorstep. Poised to become the focal point of luxury living in Downtown Fort Lauderdale, this exceptional one-bedroom residence offers an unparalleled opportunity to enjoy sophisticated living, world-class amenities, and an enviable lifestyle in one of South Florida’s most dynamic markets.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Not checked yet. Look it up on FEMA's map or ask Zach.
- Wind and building code
- Built in 2025, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- 505
- Year built
- 2025 (1 year old)
- Stories
- 45
- HOA / condo fee
- $1,151/mo (from the listing, unconfirmed)
- Fee covers
- Trash, Elevator, Recreation Facility, Pool Service
- Pets
- Yes, No Restrictions
- Milestone inspection
- Due by Dec 31, 2055 for buildings 3+ stories (local officials can require it at 25 years).
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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Listing courtesy of Douglas Elliman · 954-874-0740 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 3, 2026, 3:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.