Price cut $1M3D tour
$5,495,000
2050 Alton Road, Miami Beach 33140
Est. $39,157/mo with 20% down
Listing courtesy of Coldwell Banker Realty · BeachesMLS
$4,499,0005237 La Gorce Drive, Miami Beach, FL 33140
Listing courtesy of Bespoke Real Estate Florida LLC · 305-800-9030 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $4,499,000 · $1,581/sqft
- Property taxes
- $20,758/yr (2024 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 8 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 31, 2026
- Monthly payment (estimate)
- $32,149/mo: $24,528 loan + $7,123 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1924 · 2 stories
- Days on market
- About 53 days
- Price history (this listing)
- Listed Sep 8, 2026.
Details
- TypeHouse
- Beds4 bd
- Baths4
- Size2,846 sqft
- Year built1924
- PoolPrivate
- ViewPool
- NeighborhoodBEACH VIEW SUB
- ZIP33140
- MLS #A12085154
- To the beachAbout 0.3 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Timeless Residence Reimagined This Old Spanish residence is located within one of Miami Beach’s most desirable enclaves and has been thoughtfully renovated to support modern living while preserving its architectural character. The two-story layout comprises 4 bedrooms, 4 full bathrooms, and approximately 2,846 SF+/-, set on a 7,700 SF+/- western-facing lot. The orientation allows for abundant natural light and privacy, supporting a seamless indoor-outdoor living experience throughout the home. Location Ideally situated in the heart of Miami Beach’s coveted La Gorce Neighborhood, this home enjoys close proximity to beaches, world-class dining, and premier shopping. Moments from Bal Harbour and Surfside, with convenient access to Downtown Miami, the Design District, and major causeways—offering both tranquility and connectivity. Primary Living Spaces The first floor welcomes you with an inviting entry foyer that flows into a formal dining room and main living area. A striking floor-to-ceiling marble-style fireplace anchors the oversized living space, while a step-down sitting area opens directly to the pool patio, creating seamless indoor-outdoor flow and is serviced by a nearby full bathroom. The chef’s kitchen features white shaker cabinetry, natural stone surfaces, and Café appliances. Additional highlights include an en-suite bedroom or office space, a den with pool access, and a dedicated laundry room.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 31, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1924, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 31, 2026, 9:34 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.