3D tour
$390,000
281 NE 41st Street, Oakland Park 33334
Est. $3,309/mo with 20% down
Listing courtesy of Robin Bird Realty Inc · BeachesMLS
$499,0005400 NE 4TH Terrace, Oakland Park, FL 33334
Listing courtesy of Coldwell Banker Realty · 954-527-5900 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 23, 2026, unless a row says otherwise.
- Price
- $499,000 · $472/sqft
- Property taxes
- $4,740/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Nov 1, 2026
- Monthly payment (estimate)
- $4,022/mo: $2,721 loan + $790 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1960 · 1 story
- Days on market
- About 23 days
- Price history
- Not listed - ask Zach
Details
- TypeHouse
- Beds2 bd
- Baths1
- Size1,057 sqft
- Year built1960
- Parking1 garage, 4 spaces
- ViewGarden
- Laundryin-unit
- FurnishedUnfurnished
- NeighborhoodNORTH ANDREWS TERRACE SECOND ADD
- ZIP33334
- MLS #B26088468
- To the beachAbout 2.8 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Timeless charm meets modern upgrades in desirable Oakland Park near beaches, restaurants, entertainment & major highways. Features polished terrazzo floors, fresh paint in & out, recessed lighting, Impact Windows & Doors. Updated kitchen (2024) with 42-inch cabinets, quartz counters, high-end appliances; updated bathroom (2024). Improvements incl. all PVC plumbing beneath (2026), updated GE electrical panel, gas tankless water heater & A/C (2020). Laundry room w/ custom cabinetry, ample storage and a utility sink, plus epoxy flooring in the 1-car garage & front porch. Garage/laundry offer expansion potential, subject to permits & approvals. Enjoy a 40x12 screened, insulated porch, a fenced, low-maintenance yard, & an oversized tile patio extending to a 10x12 gazebo with privacy curtains. Tastefully updated and full of timeless charm, this home is nestled in a highly desirable Oakland Park neighborhood, conveniently located near beaches, restaurants, entertainment, and major highways. From morning coffee on the expansive screened porch to evenings beneath the backyard gazebo, this home offers inviting spaces for relaxing and entertaining. Restored and polished terrazzo floors, fresh paint inside and out, and recessed lighting highlight the home's classic character. Renovated in 2024, the kitchen features 42-inch cabinetry, seamless quartz countertops, and newer, high-end appliances. The bathroom, also updated in 2024, offers stylish tile, a new shower, and a spa-inspired showerhead. Updated trim and quartz window sills surrounds add a polished finishing touch. Major improvements include PVC pipes and plumbing beneath the home replaced in 2026, impact windows and doors with updated seals, an updated GE electrical panel, a gas tankless water heater, and A/C replaced in 2020. A dedicated laundry room with custom cabinetry and new flooring provides added convenience, while the one-car garage features an epoxy-coated floor. The garage and laundry room also offer potential to expand the living space or create a flexible area to suit your needs, subject to permits and applicable approvals. Outdoor living shines with a generous 40-by-12-foot screened and insulated porch overlooking the fenced, low-maintenance backyard. Oversized tile flooring, installed in 2026, extends from the patio to the 10-by-12-foot gazebo with privacy curtains, creating an inviting setting for outdoor dining and gatherings. Gravel accents and a new metal fence complete the space. Thoughtful
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Nov 1, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1960, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.