3D tour
$1,250,000
13945 N Miami Avenue, Miami 33168
Est. $9,292/mo with 20% down
Listing courtesy of Best Realty and Prop. Mgmnt · BeachesMLS
$1,650,0005400 SW 63rd Court, Miami, FL 33155
Listing courtesy of Keller Williams Capital Realty · 305-662-7325 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $1,650,000 · $585/sqft
- Property taxes
- $4,813/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AH: high-risk flood area, base flood elevation 9 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 30, 2026
- Monthly payment (estimate)
- $12,107/mo: $8,996 loan + $2,613 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1958 · 1 story
- Days on market
- About 93 days
- Price history (this listing)
- Originally listed at $1,700,000; last price change Sep 19, 2026; listed Aug 1, 2026. Down $50,000.
Details
- TypeHouse
- Beds4 bd
- Baths3
- Size2,822 sqft
- Year built1958
- PoolPrivate
- WaterfrontYes: Canal Front
- ViewCanal
- NeighborhoodMERION PARK 1ST ADDN
- ZIP33155
- MLS #A12062842
- To the beachAbout 8.9 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Beautiful 4bed/3bath home with a pool and large covered patio on a quiet, low traffic street in the South Miami area. Walk into an open plan filled with natural light, featuring an updated kitchen with granite countertops, stainless steel appliances and generous cabinet space. The house boasts a tastefully functional split plan with a primary suite on each side. The large, private owners suite with separate entrance on north side has his and hers walk-in closets and full en suite shower/Jacuzzi tub. A second primary suite with full bath on the south side, accompanied by a third full bath and two bedrooms, opens the house to options in multigenerational living. A covered patio area leads to the salt water pool set against a lush, tropical backdrop and canal. Additional updates include accordion shutters, and circular driveway with additional pull-in parking. Located just minutes from the University of Miami, Coral Gables, Downtown South Miami and Downtown Dadeland. 20 minutes to Miami International Airport and a short walk to public tennis courts at Brewer Park and K-12 local public schools.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AH: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1958, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.