Listing courtesy of The Red White & Blue Realty LL · BeachesMLS
$985,0005660 Collins Avenue #4B, Miami Beach, FL 33140
Listing courtesy of Keller Williams Realty SW · 954-237-0400 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $985,000 · $446/sqft
- Property taxes
- $11,657/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $2,583/moFrom the listing, unconfirmed
- Fee covers
- Cable TV, Insurance, Maintenance Structure, Security, Sewer, Trash, Water, Common Areas, Elevator, Reserve Funds, Pool Service
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 8 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $9,746/mo: $5,370 loan + $1,560 tax + $233 insurance + $2,583 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1970 · 22 stories
- Days on market
- About 25 days
- Price history (this listing)
- Listed Oct 8, 2026.
Details
- TypeCondo
- Beds3 bd
- Baths2.5
- Size2,210 sqft
- Year built1970
- Parking1 garage
- PoolCommunity
- WaterfrontYes: Creek, Canal Front, Bayfront
- ViewBay, Canal, Intracoastal
- NeighborhoodFIFTY SIX-SIXTY COLLINS A
- ZIP33140
- MLS #A12103017
- To the beachAbout 0.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Wake up to the ocean and end the day with sunsets over the Intracoastal. This expansive, bright remodeled residence sits on the Intracoastal in Miami Beach, with the beach just across Collins Avenue. Beach and ocean views fill the living room, balcony and bedrooms. The breakfast area looks out over the Intracoastal. The home overlooks Collins Avenue and the beach, perfect for sunrises. The layout has 3 bedrooms, 2.5 baths and 2,210 square feet on the 4th floor of Fifty Six-Sixty Collins. A wall of windows floods the living room with light. Polished porcelain floors run through the living areas. A separate dining area opens to the living room for entertaining. The kitchen pairs white high gloss upper cabinetry with dark lower cabinetry and a breakfast bar. Walk-in closets and in-unit laundry. New roof, new AC chillers, new elevators and a newly resurfaced heated pool. The building passed its 40-year and 50-year recertification and completed its SIRS. The new Intracoastal marina has slips for vessels up to 40 feet with power and water. Brand new gym coming soon. 24-hour front desk and doorman. Free valet, 1 covered garage space with controlled access and the option to add more assigned parking. Pets allowed. Minutes to Lincoln Road and downtown Miami via the Julia Tuttle Causeway. Ocean mornings, Intracoastal evenings and the sand just across the street. Residence: expansive, bright and remodeled, on the Intracoastal with the beach just across Collins Avenue. 3 bedrooms, 2 full baths and 1 half bath, 2,210 square feet, 4th floor of a 22-story building, built 1970, concrete block construction. Views: beach and ocean views from the living room, balcony and bedrooms. Intracoastal views from the breakfast area. Overlooks Collins Avenue and the beach for sunrises, with sunsets over the Intracoastal. Features: arched open balcony, wall of windows in the living room, polished porcelain floors in the living areas, walk-in closets, built-ins and closet cabinetry, in-unit laundry room with washer, dryer and utility sink, central air and heat, ceiling fans. Kitchen: white high gloss upper cabinetry, dark lower cabinetry and a breakfast bar. Breakfast area with Intracoastal views. Separate dining area open to the living room. Appliances: refrigerator, range, microwave, dishwasher, washer and dryer. Parking: free valet. 1 space in the covered garage with controlled access. Option to add more assigned parking. Building: 90 units on the Intracoastal, with beach access just
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1970, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Not listed - ask Zach
- Year built
- 1970 (56 years old)
- Stories
- 22
- HOA / condo fee
- $2,583/mo (from the listing, unconfirmed)
- Fee covers
- Cable TV, Insurance, Maintenance Structure, Security, Sewer, Trash, Water, Common Areas, Elevator, Reserve Funds, Pool Service
- Pets
- Yes
- Milestone inspection
- This building is 56 years old. Florida requires a milestone structural inspection for condo buildings 3+ stories by Dec 31 of the year they turn 30 (local officials can require it at 25), then every 10 years. Ask Zach for the report.
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.