zach.homesRealty Hub 754-332-7529

Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$985,0005660 Collins Avenue #4B, Miami Beach, FL 33140

3 bd · 2.5 ba · 2,210 sqft · Active

Listing courtesy of Keller Williams Realty SW · 954-237-0400 · BeachesMLS

Full disclosure: what this home really costs

12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.

Price
$985,000 · $446/sqft
Property taxes
$11,657/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
HOA / condo fee
$2,583/moFrom the listing, unconfirmed
Fee covers
Cable TV, Insurance, Maintenance Structure, Security, Sewer, Trash, Water, Common Areas, Elevator, Reserve Funds, Pool Service
Special assessments
None listed
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Zone AE: high-risk flood area, base flood elevation 8 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 29, 2026
Monthly payment (estimate)
$9,746/mo: $5,370 loan + $1,560 tax + $233 insurance + $2,583 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
1970 · 22 stories
Days on market
About 25 days
Price history (this listing)
Listed Oct 8, 2026.
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Details

  • TypeCondo
  • Beds3 bd
  • Baths2.5
  • Size2,210 sqft
  • Year built1970
  • Parking1 garage
  • PoolCommunity
  • WaterfrontYes: Creek, Canal Front, Bayfront
  • ViewBay, Canal, Intracoastal
  • NeighborhoodFIFTY SIX-SIXTY COLLINS A
  • ZIP33140
  • MLS #A12103017
  • To the beachAbout 0.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

Check your commute (opens maps)

From the listing

Wake up to the ocean and end the day with sunsets over the Intracoastal. This expansive, bright remodeled residence sits on the Intracoastal in Miami Beach, with the beach just across Collins Avenue. Beach and ocean views fill the living room, balcony and bedrooms. The breakfast area looks out over the Intracoastal. The home overlooks Collins Avenue and the beach, perfect for sunrises. The layout has 3 bedrooms, 2.5 baths and 2,210 square feet on the 4th floor of Fifty Six-Sixty Collins. A wall of windows floods the living room with light. Polished porcelain floors run through the living areas. A separate dining area opens to the living room for entertaining. The kitchen pairs white high gloss upper cabinetry with dark lower cabinetry and a breakfast bar. Walk-in closets and in-unit laundry. New roof, new AC chillers, new elevators and a newly resurfaced heated pool. The building passed its 40-year and 50-year recertification and completed its SIRS. The new Intracoastal marina has slips for vessels up to 40 feet with power and water. Brand new gym coming soon. 24-hour front desk and doorman. Free valet, 1 covered garage space with controlled access and the option to add more assigned parking. Pets allowed. Minutes to Lincoln Road and downtown Miami via the Julia Tuttle Causeway. Ocean mornings, Intracoastal evenings and the sand just across the street. Residence: expansive, bright and remodeled, on the Intracoastal with the beach just across Collins Avenue. 3 bedrooms, 2 full baths and 1 half bath, 2,210 square feet, 4th floor of a 22-story building, built 1970, concrete block construction. Views: beach and ocean views from the living room, balcony and bedrooms. Intracoastal views from the breakfast area. Overlooks Collins Avenue and the beach for sunrises, with sunsets over the Intracoastal. Features: arched open balcony, wall of windows in the living room, polished porcelain floors in the living areas, walk-in closets, built-ins and closet cabinetry, in-unit laundry room with washer, dryer and utility sink, central air and heat, ceiling fans. Kitchen: white high gloss upper cabinetry, dark lower cabinetry and a breakfast bar. Breakfast area with Intracoastal views. Separate dining area open to the living room. Appliances: refrigerator, range, microwave, dishwasher, washer and dryer. Parking: free valet. 1 space in the covered garage with controlled access. Option to add more assigned parking. Building: 90 units on the Intracoastal, with beach access just

Virtual tour

Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
Wind and building code
Built in 1970, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

We don't show crime scores or rate neighborhoods. Every listing is open to everyone.

Condo health facts

Building
Not listed - ask Zach
Year built
1970 (56 years old)
Stories
22
HOA / condo fee
$2,583/mo (from the listing, unconfirmed)
Fee covers
Cable TV, Insurance, Maintenance Structure, Security, Sewer, Trash, Water, Common Areas, Elevator, Reserve Funds, Pool Service
Pets
Yes
Milestone inspection
This building is 56 years old. Florida requires a milestone structural inspection for condo buildings 3+ stories by Dec 31 of the year they turn 30 (local officials can require it at 25), then every 10 years. Ask Zach for the report.
Reserve study (SIRS)
Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.

Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.

Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. Condo documents review: Florida gives you a review period after you receive the association documents
  6. A signed buyer agreement with Zach (Florida practice before touring or offering)

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 5660 Collins Avenue #4B, Miami Beach, FL 33140

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

Pick a day

Same-day: 21 times left today, soonest 9:00 AM.

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Ask Zach anything

One tap opens a text with this address filled in.

Zach will reply as soon as he can.

From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

Report a problem with this listing

Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.

Chat with Zach

Zach will reply as soon as he can.

Your messages go to Zach only. Reply STOP anytime and he won't follow up again.

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Listing courtesy of Keller Williams Realty SW · 954-237-0400 · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

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