Price cut $61K3D tour
$368,000
355 NW 31st Street #203, Miami 33127
Est. $3,202/mo with 20% down incl. HOA
Listing courtesy of The Keyes Company - Miramar · BeachesMLS
$440,0005701 Biscayne Boulevard #701, Miami, FL 33137
Listing courtesy of Premier Properties · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 4, 2026, unless a row says otherwise.
- Price
- $440,000 · $481/sqft
- Property taxes
- $3,200/yr (2024 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $985/moFrom the listing, unconfirmed
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 30, 2026
- Monthly payment (estimate)
- $4,314/mo: $2,399 loan + $697 tax + $233 insurance + $985 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1973 · 9 stories
- Days on market
- About 520 days
- Price history (this listing)
- Originally listed at $445,000; last price change Aug 15, 2026. Down $5,000.
Details
- TypeCondo
- Beds1 bd
- Baths1.5
- Size915 sqft
- Year built1973
- Parking1 garage
- WaterfrontYes: Ocean Access, Bayfront, Ocean Front
- ViewGarden, Ocean
- FurnishedPartially
- NeighborhoodTHE FLATS AT MORNINGSIDE
- ZIP33137
- MLS #A11815277
- To the beachAbout 4.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
AMAZING VIEWS, exclusive corner unit with no neighbors and semi-private elevator with designer floors and finishes. First time on the market in this exclusive only 37 unit building Flats at Morningside. Floor to ceiling windows and doors show Ocean east views, City south/north views and garden views with spectacular open floor plan. Oversized balcony gives more than 1125 Total SF. Brand new Kitchen, new AC, new bath. Washer/Dryer inside unit. CURRENTLY used as a LARGE 1 bedroom plus 1 1/2 baths. Easily convert to 2/2. Private gated entrance and Amazing location. Just minutes to the beaches, airport, downtown, design district, theater, plus more including top restaurants and highest end shops nearby. Nearby million-dollar homes in Flats at Morningside and Baypoint. Easy to show. Excellent tenant currently in place pays $2950/month. Text Agent for Great Video! This private large unit, this view, this size, this area is a SUPER bargain of a price. Five-Minute Walk to MORNINGSIDE PARK - Covered Kids Playground - 8 new Tennis Courts (Clinics, Private lessons or leisure) - Softball Field - Green spaces with football soccer goal - Boat / Jet Ski Ramp - Kayak and Paddle Boards rentals - Picnic Tables and BBQ Grills - Basketball Court - Beach Volleyball court - Summer and Winter Camp - Outdoor Gym Equipment - Running / Walking / Bikes tracks Five-Minute Walk to Restaurants & Bars, Walking distance to MAGIC CITY, Walking distance to Hotels, Restaurants & Bars in MiMo (Miami Modern), Five Minutes from MIAMI DESIGN DISTRICT, Seven Minutes from MIDTOWN, Eight Minutes from WYNWOOD, Twelve Minutes from DOWNTOWN MIAMI, Thirteen Minutes from MIAMI BEACH, Fifteen Minutes from SOUTH BEACH, Fifteen Minutes from BRICKELL, Fifteen Minutes from BAL HARBOUR, Fifteen Minutes from MIAMI INTERNATIONAL AIRPORT.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1973, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Not listed - ask Zach
- Year built
- 1973 (53 years old)
- Stories
- 9
- HOA / condo fee
- $985/mo (from the listing, unconfirmed)
- Fee covers
- Not listed - ask Zach
- Pets
- Yes, Pet Restrictions Possible
- Milestone inspection
- This building is 53 years old. Florida requires a milestone structural inspection for condo buildings 3+ stories by Dec 31 of the year they turn 30 (local officials can require it at 25), then every 10 years. Ask Zach for the report.
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 4, 2026, 10:46 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.