3D tour
$3,000,000
4245 Braganza Avenue, Miami 33133
Est. $21,604/mo with 20% down
Listing courtesy of Fortune International Realty · BeachesMLS
$2,675,0005765 SW 47th Street, Miami, FL 33155
Listing courtesy of Coldwell Banker Realty · 305-667-4815 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 1, 2026, unless a row says otherwise.
- Price
- $2,675,000 · $964/sqft
- Property taxes
- $6,737/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Nov 2, 2026
- Monthly payment (estimate)
- $19,317/mo: $14,584 loan + $4,235 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2026 · 2 stories
- Days on market
- About 11 days
- Price history (this listing)
- Listed Oct 22, 2026.
Details
- TypeHouse
- Beds4 bd
- Baths4
- Size2,776 sqft
- Year built2026
- Parking1 garage
- PoolPrivate
- ViewGarden, Pool
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodRIVIERA ESTS
- ZIP33155
- MLS #A12111293
- To the beachAbout 8.4 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Experience modern luxury in this newly constructed residence, thoughtfully designed with clean architectural lines, premium finishes, & exceptional indoor-outdoor living. Offering 3 ensuite bedrooms, 4 full bathrooms, & a versatile den/office that can easily serve as a 4th bedroom, this home blends style with functionality. A first-floor full bath also serves as a convenient cabana bath. The bright, open floor plan is enhanced by oversized 48" x 48" porcelain flooring, a stunning natural wood staircase, & dramatic floor-to-ceiling impact windows & sliding glass doors that fill the home with incredible natural light while seamlessly connecting the interior to the outdoor living spaces. The chef's kitchen is equipped with premium Bosch appliances, sleek custom cabinetry, & a spacious island overlooking the living & dining areas, making it perfect for everyday living & entertaining. The luxurious primary suite features a custom walk-in closet, private balcony overlooking the pool, & a spa-inspired bath complete with dual vanities, a freestanding soaking tub, & an oversized glass-enclosed shower. Each additional bedroom also enjoys its own beautifully appointed ensuite bath. Step outside to a covered terrace with summer kitchen, sparkling pool, & professionally landscaped backyard designed for the ultimate South Florida lifestyle. A rare combination of contemporary design, quality craftsmanship, & thoughtfully designed living spaces make this exceptional home truly stand out.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Nov 2, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2026, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.