Price cut $1.9M3D tour
$8,995,000
1041 W 48th Street, Miami Beach 33140
Est. $72,342/mo with 20% down incl. HOA
Listing courtesy of Coldwell Banker Realty · BeachesMLS
$7,500,0005800 La Gorce Drive, Miami Beach, FL 33140
Listing courtesy of The Kaplan Group RE LLC · 305-762-9576 · BeachesMLS
Full disclosure: what this home really costs
8 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $7,500,000 · $2,005/sqft
- Property taxes
- $49,217/yr (2026 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Not listed - ask Zach
- Monthly payment (estimate)
- $53,263/mo: $40,890 loan + $11,875 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1929 · 2 stories
- Days on market
- About 24 days
- Price history (this listing)
- Listed Oct 7, 2026.
Details
- TypeHouse
- Beds5 bd
- Baths4.5
- Size3,741 sqft
- Year built1929
- Parking2 garage
- PoolPrivate
- ViewGolf Course, Lagoon
- Laundryin-unit
- NeighborhoodBEACH VIEW ADDN
- ZIP33140
- MLS #A12101807
- To the beachAbout 0.4 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
The romance of old Miami Beach, beautifully updated, directly on the fairways of La Gorce Country Club.Mornings framed by palms, mangoes from your own tree, afternoon swims, and sunset dinners overlooking the golf course. Built in 1929 and beautifully renovated, this Spanish Mediterranean residence on La Gorce Drive pairs timeless elegance with a prime Miami Beach location.Behind a bougainvillea-draped façade, arched windows, terracotta floors, beamed ceilings and an exquisitely carved wood-burning fireplace create interiors filled with warmth and character. A light-filled kitchen and butler’s pantry invite leisurely entertaining. Three bedrooms upstairs include a primary suite with a sitting area overlooking the fairways; downstairs, a staff bedroom with a full bath offers flexibility. A separate one-bedroom guest cottage offers privacy for visiting guests.Outside, a lush tropical garden surrounds the pool, opening to an extraordinary panorama of green, sky, and golden evening light. With no homes on 3-sides of the property, the landscape feels almost endless. An approximately 500-square-foot upstairs terrace offers possibilities for a private outdoor retreat.Set on an approximately 9,875-square-foot corner lot, the property includes a two-car garage and a carport accommodating six cars, with gated access.This home is for those drawn to Spanish Mediterranean charm, slow mornings, long evenings, and falling in love with Miami Beach more and more every day.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Not checked yet. Look it up on FEMA's map or ask Zach.
- Wind and building code
- Built in 1929, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 30, 2026, 10:20 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.