3D tour
$2,500,000
325 Ludlam Drive, Miami Springs 33166
Est. $18,099/mo with 20% down
Listing courtesy of Top Tier International Realty, LLC. · BeachesMLS
$2,200,000588 Miller Drive, Miami Springs, FL 33166
Listing courtesy of First Service Realty ERA · 305-551-9400 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 31, 2026, unless a row says otherwise.
- Price
- $2,200,000 · $721/sqft
- Property taxes
- $12,031/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AH: high-risk flood area, base flood elevation 7 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 28, 2026
- Monthly payment (estimate)
- $15,988/mo: $11,994 loan + $3,483 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1999 · 2 stories
- Days on market
- About 220 days
- Price history (this listing)
- Originally listed at $2,275,000; last price change Jul 16, 2026; listed Mar 27, 2026. Down $75,000.
Details
- TypeHouse
- Beds5 bd
- Baths4
- Size3,051 sqft
- Year built1999
- Parking2 garage
- PoolPrivate
- ViewGarden, Pool
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodFOUST SUB
- ZIP33166
- MLS #A11990322
- To the beachAbout 9.0 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
A stunning residence on a corner lot. Truly an architectural statement inside & out. This two-story home features 5 bedrooms ,4 bathrooms, 2 car garage & a pool. Thoughtfully designed for comfort & versatility. 2 bdrm upstairs & 3 bdrm conveniently located downstairs, an ideal layout for families & guests. Step inside to soaring cathedral ceilings & elegant marble flooring that set the tone for a light filled sophisticated interior. This exceptional residence features an expansive family room alongside an elegant formal living room offering the perfect balance of comfort & refined entertainment. A striking steel staircase serves as a stunning architectural centerpiece elevating the home’s design. The chef’s inspired kitchen is equipped with a spacious island, granite countertops & wood cabinetry. Hurricane impact windows & doors provide peace of mind, while dual AC units ensure year round comfort. The primary suite features 2 walk-in closets, a spa like bathroom with a soaking tub & a separate shower. Outdoors, enjoy your private oasis with a saltwater pool, a pergola, cabana bathroom & a fully equipped built-in bar & BBQ area perfect for hosting & relaxing while the lush landscaping enhances the home’s curb appeal. A whole house generator provides convenience & security during storm season. This home truly offers the perfect blend of luxury, functionality & outdoor living. All of these features are combined in a much sought-out neighborhood in Miami Springs. Seller Motivated
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AH: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1999, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.