3D tour
$3,000,000
4245 Braganza Avenue, Miami 33133
Est. $21,604/mo with 20% down
Listing courtesy of Fortune International Realty · BeachesMLS
$2,823,6205934 NE 4th Court, Miami, FL 33137
Listing courtesy of Canvas Real Estate · 954-332-7121 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $2,823,620 · $759/sqft
- Property taxes
- $15,657/yr (2024 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- None per the listing: “No Flood Insurance, no Hoa.”Listing remarks, word for word, unconfirmed
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 28, 2026
- Monthly payment (estimate)
- $20,363/mo: $15,394 loan + $4,471 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2025 · 1 story
- Days on market
- About 209 days
- Price history (this listing)
- Originally listed at $2,873,620; last price change Jun 24, 2026; listed Apr 8, 2026. Down $50,000.
Details
- TypeHouse
- Beds4 bd
- Baths4
- Size3,719 sqft
- Year built2025
- Parking3 garage
- PoolPrivate
- ViewGarden
- FurnishedUnfurnished
- NeighborhoodBAYSHORE A
- ZIP33137
- MLS #A11997871
- To the beachAbout 4.2 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Build your dream new home in the iconic Miami Modern (MiMo) Historic District along Biscayne Boulevard.Originally built in 1923, this property combines timeless architectural charm with exceptional modern development potential. The interior design and construction are fully customizable, tailored to the lifestyle, preferences, and functional needs of the future owner.With a modern design and luxury finishes, the property is strategically located near the Design District, in an area with strong appreciation and transformation potential. Surrounded by established neighborhoods, it is close to Morningside, the Magic City Innovation District, and Little Haiti—a prime location in the heart of Miami’s ongoing urban evolution.1) As is:1,200,000 lot 8,908 sf 2) New Construction 4,082 sf living, Lot 8,908 sf, Luxury Single-Family homes,4 Bed, 4 Bath, Pool, to be built in the next 12 months.3) Built to suit Home, Lot 8,908 Sf. 10-year Property Tax Exception. No Flood Insurance, no Hoa.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2025, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 3, 2026, 3:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.