Price cut $130K3D tour
$3,850,000
20155 NE 38th Court #2903, Aventura 33180
Est. $30,586/mo with 20% down incl. HOA
Listing courtesy of Compass Florida, LLC · BeachesMLS
$4,500,0006000 Island Boulevard #2406, Aventura, FL 33160
Listing courtesy of Compass Florida, LLC · 305-315-2396 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 31, 2026, unless a row says otherwise.
- Price
- $4,500,000 · $1,397/sqft
- Property taxes
- $36,335/yr (2024 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $3,580/moFrom the listing, unconfirmed
- Fee covers
- Maintenance Grounds, Pest Control, Legal/Accounting, Pool Service
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Required per the MLS. Membership fee per the MLS: $15,000. Ask Zach for the current club costs
- Insurance (estimate)
- About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 9 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 27, 2026
- Monthly payment (estimate)
- $35,472/mo: $24,534 loan + $7,125 tax + $233 insurance + $3,580 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2005 · 32 stories
- Days on market
- About 345 days
- Price history (this listing)
- Originally listed at $4,700,000; last price change Mar 11, 2026; listed Nov 22, 2025. Down $200,000.
Details
- TypeCondo
- Beds4 bd
- Baths3.5
- Size3,222 sqft
- Year built2005
- Parking2 garage
- PoolCommunity
- WaterfrontYes: Ocean Access, Bayfront, Intracoastal, No Fixed Bridges
- ViewBay, Intracoastal, Ocean
- FurnishedFurnished
- NeighborhoodBELLAMARE @ WILLIAMS ISLA
- ZIP33160
- MLS #A11918407
- To the beachAbout 1.0 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Step into a stunning, fully redesigned waterfront residence—just completed by a luxury interior designer and offered beautifully furnished—this is the “06” line like you’ve never seen it before. Featuring 4 bedrooms, 3.5 baths, and 3,528 SF of open, sun-filled living, this home impresses from the moment your private elevator opens into a grand foyer. Every detail has been elevated with ,premium finishes, and a showpiece gourmet kitchen perfect for both daily living and entertaining. The primary suite delivers a true retreat with expansive walk-in closets and a spa-level bath. Beautiful design wood floors flow through the main living areas, with carpeting in the bedrooms for a refined contrast. Two large private terraces capture sweeping panoramic bay, Intracoastal, and ocean views—breathtaking by day and extraordinary at night. Bella Mare elevates the lifestyle with a theater room, state-of-the-art fitness center, resort pool, valet, concierge, wine cellar, coffee bar, and business center. Within the exclusive Williams Island community, enjoy world-class amenities including a celebrated spa, three restaurants, a 16-court tennis club, deep-water marina, playground, and courtesy transportation. This is turnkey luxury living at its highest level—move in and enjoy from day one.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 27, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2005, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- 6000
- Year built
- 2005 (21 years old)
- Stories
- 32
- HOA / condo fee
- $3,580/mo (from the listing, unconfirmed)
- Fee covers
- Maintenance Grounds, Pest Control, Legal/Accounting, Pool Service
- Pets
- Yes, Pet Restrictions Possible
- Milestone inspection
- Due by Dec 31, 2035 for buildings 3+ stories (local officials can require it at 25 years).
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.