Price cut $60K3D tour
$65,000
3090 Holiday Springs Boulevard #306, Margate 33063
Est. $1,189/mo with 20% down incl. HOA
Listing courtesy of VantaSure Realty LLC · BeachesMLS
$54,000601 NW 78th Terrace #205, Margate, FL 33063
Listing courtesy of Realty One Group Innovation · 561-501-0055 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 23, 2026, unless a row says otherwise.
- Price
- $54,000 · $73/sqft
- Property taxes
- $2,007/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $386/mo (listed as $1,159 quarterly)From the listing, unconfirmed
- Fee covers
- Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water, Common Areas, Recreation Facility
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $1,816/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 30, 2026
- Monthly payment (estimate)
- $998/mo: $294 loan + $167 tax + $151 insurance + $386 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1974 · 2 stories
- Days on market
- About 34 days
- Price history (this listing)
- Listed Oct 1, 2026.
Details
- TypeCondo
- Beds1 bd
- Baths1.5
- Size735 sqft
- Year built1974
- Parking17 spaces
- PoolCommunity
- ViewGarden
- LaundrySee Remarks
- FurnishedUnfurnished
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodOriole Gardens II
- ZIP33063
- MLS #B26083130
- To the beachAbout 8.8 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
This is an oppurtunity in 55+ Oriole Gardens II! Bring your vision and transform this 1-bedroom, 1.5-bath condo into a comfortable full-time residence or seasonal retreat opportunity. This two-story unit offers approximately 735 sq. ft. of living space with a functional layout featuring a primary bedroom and full bath, convenient half bath near the entry, and an open living area with a balcony. The unit is being sold AS-IS and needs TLC, offering an opportunity for a buyer to update and personalize the space to their taste. Recent major updates include a new roof in 2026, AC replaced in 2018, and hot water heater replaced in 2018. Enjoy the amenities of Oriole Gardens II, including a clubhouse, swimming pool, billiards, fitness room, library, card room, and more. No person under 55 execept immediate heir shall reside at unit and must be at least 18 yrs old. Conveniently located near shopping, dining, entertainment, and approximately 15 minutes from the beach. A great opportunity for buyers looking for an affordable condo with the potential to make it their own.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1974, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- 53
- Year built
- 1974 (52 years old)
- Stories
- 2
- HOA / condo fee
- $386/mo (from the listing, unconfirmed)
- Fee covers
- Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water, Common Areas, Recreation Facility
- Pets
- No
- Milestone inspection
- The listing shows 2 stories. Florida's milestone inspection covers condo buildings 3+ stories, so it may not apply here - ask Zach to confirm.
- Reserve study (SIRS)
- Required for condo buildings 3+ stories; with 2 stories listed it may not apply. Ask Zach, or check the state condo database (DBPR).
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
Similar homes in Margate
Text Zach
Price cut $34K3D tour
$65,000
5621 SW 2nd Court #101, Margate 33068
Est. $1,135/mo with 20% down incl. HOA
Listing courtesy of McKenzie Realty, LLC · BeachesMLS
$55,000
3040 Holiday Springs Boulevard #311, Margate 33063
Est. $1,329/mo with 20% down incl. HOA
Listing courtesy of United Realty Group Inc · BeachesMLS
Price cut $3K3D tour
$67,000
5660 SW 3rd Place #105, Margate 33068
Est. $1,205/mo with 20% down incl. HOA
Listing courtesy of Rolle Luxury Realty, LLC. · BeachesMLS
Listing courtesy of Realty One Group Innovation · 561-501-0055 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.