3D tour
$1,600,000
6440 Miller Drive, South Miami 33155
Est. $11,767/mo with 20% down
Listing courtesy of EXP Realty LLC · BeachesMLS
$1,800,0006021 SW 62nd Place, South Miami, FL 33143
Listing courtesy of LUX International Realty, LLC · 305-215-1515 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $1,800,000 · $1,210/sqft
- Property taxes
- $4,020/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AH: high-risk flood area, base flood elevation 9 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $13,175/mo: $9,814 loan + $2,850 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1956 · 1 story
- Days on market
- About 196 days
- Price history (this listing)
- Originally listed at $2,000,000; last price change Jul 23, 2026; listed Apr 20, 2026. Down $200,000.
Details
- TypeHouse
- Beds3 bd
- Baths2
- Size1,488 sqft
- Year built1956
- Parking1 garage
- ViewGarden, Other
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodTWIN LAKES MANOR SUB
- ZIP33143
- MLS #A12004689
- To the beachAbout 8.8 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
S. Miami corner lot home, larger than tax roll, 3/2 + 1/1 in-law quarters w/ac & patio + 1/1 large area w/ac,can be used as an addt'l room,office,gym, large patio, room for pool,RV & boat.10'x20' cement slab perfect for BBQ area, 10ft wide yard rolling gate + entry. 20'x22' pergola with fan,crown molding, marble switch & electrical plates,granite kitchen & bathroom counters,black stainless steel appliances,Zebra rolling shades threw out, 2bedrooms include blackouts, 3 walk in showers,1 bathroom shower & tub, removable hall bathroom pantry, walkway & carport has brick pavers,2 mature Esperanza palms by entry of walk way over 20ft tall, other mature palms, Crucias trees over 8ft tall,Spanish or Brazilian barrel tile roof, Roof 15 yrs & a/c in good condition. CENTRIC AREA, close to Baptist S. Miami & Larkin Hosp, A+ & Charter schools, Close to UM, S. Miami Police dept, Post Office, library, Whole foods,LA Fitness, assage Envy, Rest., Dadeland & Sunset Place Mall,Metro Rail, US1 & Palmetto Expressway,7 Eleven,Gas Station,Walgreens,CVS,Market,UPS,Pub,Coral Gables & Coconut Grove, Bus Stop, Metro Rail, walking distance to Community Park w/canal which includes Basket ball, Handball & Tennis courts + picnic are w/child swings,ducks,turtles & fish for fun, catch and release. Close to several different denomination Churches, Nice & quiet neighborhood. Neighbors like to walk their dogs & children as a family.Great rental for UM students. A must LOCATION!!!
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AH: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1956, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
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Listing courtesy of LUX International Realty, LLC · 305-215-1515 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.