Price cut $145K3D tour
$745,000
4040 Galt Ocean Drive #805, Fort Lauderdale 33308
Est. $6,468/mo with 20% down incl. HOA
Listing courtesy of Prestige Waterfront Realty · BeachesMLS
$649,999610 W Las Olas Boulevard #1013n, Fort Lauderdale, FL 33312
Listing courtesy of Douglas Elliman · 954-874-0740 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 31, 2026, unless a row says otherwise.
- Price
- $649,999 · $501/sqft
- Property taxes
- $7,063/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $1,528/moFrom the listing, unconfirmed
- Fee covers
- Cable TV, Insurance, Internet, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Sewer, Trash, Water, Common Areas, Elevator, Hot Water, Legal/Accounting, Reserve Funds, Roof Repairs, Recreation Facility, Pool Service
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $1,816/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 28, 2026
- Monthly payment (estimate)
- $6,252/mo: $3,544 loan + $1,029 tax + $151 insurance + $1,528 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2005 · 22 stories
- Days on market
- About 129 days
- Price history (this listing)
- Originally listed at $669,000; last price change Sep 22, 2026; listed Jun 29, 2026. Down $19,001.
Details
- TypeCondo
- Beds2 bd
- Baths2
- Size1,298 sqft
- Year built2005
- Parking1 garage, 1 spaces
- PoolCommunity
- WaterfrontYes: Marina in Community, No Fixed Bridge, Ocean Access, River Access, Navigable Water, River Front, Seawall
- ViewCity, Other, Pool, Water, River
- Laundryin-unit
- FurnishedUnfurnished
- BuildingThe Symphony
- NeighborhoodSYMPHONY NORTH CONDO
- ZIP33312
- MLS #B26046402
- To the beachAbout 2.8 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Bright 10th-floor NW corner residence at The Symphony with 2 bedrooms, 2 baths, a split-bedroom layout & covered wraparound terrace showcasing New River, downtown, city & sunset views. A welcoming foyer opens to spacious living & dining areas, where floor-to-ceiling glass & sliding doors fill the residence with natural light while creating a seamless connection to the terrace. The open layout offers comfortable space for everyday living, dining & entertaining, with the terrace extending the living area outdoors. Marble flooring flows through the kitchen, living areas, hallway & primary suite, while the guest suite features bamboo flooring, a custom walk-in closet & adjacent bath. Kitchen features Italian cabinetry, granite countertops, stainless steel appliances, breakfast bar, pantry, upgraded lighting, ample workspace & stacked front-loading washer/dryer. The primary suite offers its own walk-in closet, dual granite vanities, oversized soaking tub & separate glass-enclosed shower. A bright corner layout, generous outdoor space & beautiful river, skyline & sunset views complete this special residence. Located directly on the New River & Riverwalk in downtown Fort Lauderdale, The Symphony offers full-service waterfront living moments from everything Las Olas Boulevard has to offer, including dining, boutique shopping, galleries, entertainment & nightlife. The Broward Center for the Performing Arts, Brightline & Fort Lauderdale-Hollywood International Airport are all conveniently accessible. Residents & guests arrive through a palm-lined entrance & grand two-story lobby with a staffed front desk, 24-hour attended security, valet service & on-site management. Fitness & wellness amenities include a fully equipped fitness center with cardio & strength-training equipment, free weights, a dedicated yoga & stretching studio, indoor whirlpool spa, sauna & on-site salon. The resort-style pool deck includes a heated pool, outdoor spa, cabanas, sunbathing areas, landscaped green space & shaded seating. A separate poolside entertaining area features an outdoor kitchen with grill, bar seating & ice maker, creating a comfortable setting for relaxed gatherings & waterfront entertaining. Residents can also enjoy a private theater room, wine room, club room, billiards room, card room, conference room, business center & resident library. The Symphony's private residential marina & waterfront promenade extend along the New River, with marina slips available for lease or pur
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2005, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- The Symphony
- Year built
- 2005 (21 years old)
- Stories
- 22
- HOA / condo fee
- $1,528/mo (from the listing, unconfirmed)
- Fee covers
- Cable TV, Insurance, Internet, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Sewer, Trash, Water, Common Areas, Elevator, Hot Water, Legal/Accounting, Reserve Funds, Roof Repairs, Recreation Facility, Pool Service
- Pets
- Yes, Breed Restrictions, Call, Cats OK, Dogs OK, Number Limit, Size Limit, Pet R
- Milestone inspection
- Due by Dec 31, 2035 for buildings 3+ stories (local officials can require it at 25 years).
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
Similar homes in Fort Lauderdale
Text Zach
Price cut $575K3D tour
$575,000
3430 Galt Ocean Drive #712, Fort Lauderdale 33308
Est. $5,513/mo with 20% down incl. HOA
Listing courtesy of Urban Group Realty Corp. · BeachesMLS
3D tour
$780,000
3101 N Bayshore Drive #604, Fort Lauderdale 33304
Est. $5,724/mo with 20% down
Listing courtesy of EXP Realty LLC · BeachesMLS
Price cut $89K3D tour
$610,000
3430 Galt Ocean Drive #609, Fort Lauderdale 33308
Est. $6,104/mo with 20% down incl. HOA
Listing courtesy of Better Homes & Gdns RE Fla 1st · BeachesMLS
Listing courtesy of Douglas Elliman · 954-874-0740 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.