Price cut $650K3D tour
$5,450,000
6420 Pinetree Drive Circle, Miami Beach 33141
Est. $38,840/mo with 20% down
Listing courtesy of BHHS EWM Realty · BeachesMLS
$4,990,0006180 Pine Tree Drive, Miami Beach, FL 33140
Open house: Nov 1, 2026, 5:00 PM to 8:00 PM · Nov 3, 2026, 4:00 AM to 6:00 PM
Listing courtesy of A & G Team Realty, LLC · 786-360-2755 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 29, 2026, unless a row says otherwise.
- Price
- $4,990,000 · $1,359/sqft
- Property taxes
- $55,167/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 8 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 28, 2026
- Monthly payment (estimate)
- $35,604/mo: $27,205 loan + $7,901 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1990 · 2 stories
- Days on market
- About 255 days
- Price history (this listing)
- Originally listed at $6,150,000; last price change Sep 23, 2026. Down $1,160,000.
Details
- TypeHouse
- Beds4 bd
- Baths3
- Size3,673 sqft
- Year built1990
- Parking2 garage
- PoolPrivate
- ViewWater, Intracoastal
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodBEACH VIEW ADDN
- ZIP33140
- MLS #A11964533
- To the beachAbout 0.4 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Tastefully renovated in 2024, this sophisticated residence is situated on an oversized 12,000 sqft corner lot in the prestigious Pine Tree Drive corridor. Designed for both luxury living and entertaining, the home features a resort-style backyard complete with pool, jacuzzi, cabana, and summer kitchen surrounded by lush tropical landscaping.The designer chef’s kitchen is appointed with sleek quartz countertops, custom cabinetry, premium Miele appliances and a built-in wine cooler. Interior living spaces are enhanced by high-end finishes, including a statement Maria Teresa crystal chandelier that elevates the home’s elegant ambiance.The home offers 3 bedrooms upstairs plus an additional handicap-accessible bedroom on the main level — ideal for guests, in-laws, or multigenerational living. The expansive primary suite features two private balconies — one overlooking the front grounds and another facing the resort-style pool along with a 65-inch TV, creating a serene retreat.Additional highlights include a private home theater system, spacious living areas filled with natural light and a 2-car garage. This fully updated residence offers a refined blend of modern comfort and timeless sophistication in one of Miami Beach’s most sought-after residential neighborhoods.Oversized Backyard Heated Pool & Spa Renovated 2024 2 Blocks from the Beach Miele Appliances Media / Entertainment area 2 Car Garage.2-car garage and family room offer potential for conversion into added living space
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1990, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
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Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 30, 2026, 12:08 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.