Price cut $179K3D tour
$620,000
1739 SW 28th Terrace, Fort Lauderdale 33312
Est. $4,873/mo with 20% down
Listing courtesy of First City Realty Partners Inc · BeachesMLS
$635,000620 SW 38th Terrace, Fort Lauderdale, FL 33312
Listing courtesy of Fortuna Properties Group Inc · 786-303-3287 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $635,000 · $420/sqft
- Property taxes
- $5,298/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Nov 1, 2026
- Monthly payment (estimate)
- $4,978/mo: $3,462 loan + $1,005 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1956 · 1 story
- Days on market
- About 12 days
- Price history (this listing)
- Listed Oct 21, 2026.
Details
- TypeHouse
- Beds4 bd
- Baths3
- Size1,512 sqft
- Year built1956
- Parking1 garage
- ViewOther
- Laundryin-unit
- NeighborhoodMELROSE PARK SEC 7
- ZIP33312
- MLS #A12097817
- To the beachAbout 5.8 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
**STUNNING FULLY REMODELED HOME IN FORT LAUDERDALE – MOVE-IN READY!**Welcome to this beautifully renovated home where modern elegance meets quality craftsmanship! No detail has been overlooked in this complete transformation. Featuring a **BRAND-NEW ROOF, ALL-NEW ELECTRICAL SYSTEM** including wiring and electrical panel, **NEW A/C SYSTEM, NEW PLUMBING, AND NEW INSULATION** throughout.Step inside to discover gorgeous porcelain tile flooring throughout, a stunning modern kitchen featuring elegant quartz countertops and brand-new stainless steel appliances, and beautifully remodeled bathrooms with contemporary finishes. Enjoy added comfort, security, and peace of mind with **IMPACT-RESISTANT WINDOWS AND DOORS** throughout the home.Ideally located in Fort Lauderdale, approximately 15 minutes from Fort Lauderdale-Hollywood International Airport, Downtown Fort Lauderdale, and the vibrant Las Olas Boulevard, offering easy access to shopping, dining, entertainment, and more.**A TRUE TURNKEY GEM!** Everything has been thoughtfully updated, making this exceptional property a rare find. Just bring your furniture and start enjoying your new home!**DON'T MISS THIS INCREDIBLE OPPORTUNITY! SCHEDULE YOUR PRIVATE SHOWING TODAY!**The actual square footage under air is not up to date on the City of Ft Lauderdale website, but according to our appraisal it is 2231 sq ft under air.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Nov 1, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1956, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.