3D tour
$925,000
9460 Lake Serena Drive, Boca Raton 33496
Est. $7,219/mo with 20% down incl. HOA
Listing courtesy of Beycome of Florida LLC · BeachesMLS
$1,225,0006205 NW 23rd Road, Boca Raton, FL 33434
Listing courtesy of Keller Williams Realty Boca Ra · 561-997-0500 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 1, 2026, unless a row says otherwise.
- Price
- $1,225,000 · $489/sqft
- Property taxes
- $10,069/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $751/mo (listed as $2,254 quarterly)From the listing, unconfirmed
- Fee covers
- Cable TV, Maintenance Grounds, Security, Common Areas, Recreation Facility
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Nov 2, 2026
- Monthly payment (estimate)
- $9,881/mo: $6,679 loan + $1,940 tax + $511 insurance + $751 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1991 · 1 story
- Days on market
- About 5 days
- Price history (this listing)
- Listed Oct 30, 2026.
Details
- TypeHouse
- Beds3 bd
- Baths2.5
- Size2,503 sqft
- Year built1991
- Parking2 garage, 2 spaces
- PoolCommunity
- WaterfrontYes: Lake Front
- ViewWater
- Laundryin-unit
- FurnishedUnfurnished
- NeighborhoodSanta Barbara
- ZIP33434
- MLS #B26093926
- To the beachAbout 4.5 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Welcome to Santa Barbara, ideally located in the center of Boca convenient to EVERYTHING. Open, immaculate & updated home on private water lot w/an oversized, fenced yard that feels like a tropical oasis. Two covered, glass enclosed patios + an open stamped concrete patio with room for a pool. Step inside and find soaring ceilings, wood floors, split bedrooms, lovely kitchen w/wood cabinets & mullion doors, granite counters, stainless steel appliances, center island, stainless steel appliances & pantry. Master suite has vaulted ceilings, customized walk-in closet w/center built-in, luxurious bath w/wood vanity, double sinks, dressing/vanity area, jetted tub & separate shower. Impact windows & doors. Clubhouse, pool, tennis, fitness. PROFESSIONAL PHOTOS COMING SOON. ANSWERS TO FREQUENTLY ASKED QUESTIONS + Things You Should Know: * Roof - 2019 * 2 Zone AC - approx 2020 * Water Heater - 4 years old * Bosch dishwasher - 6 months old * Bosch refrigerator - approximately 3 years old * Thermador oven, microwave, cooktop & warming drawer * Built-In coffee maker NOT WORKING - Sold "as-is". * Wine refrigerator EXCLUDED. * Interior laundry room w/front loading machines, utility sink & cabinets * 2nd bathroom has cream colored vanity w/granite top, jetted "spa" tub & separate shower. * Lutron smart lighting easily controlled via voice or app through Google. Also controls the AC. * Beautifully finished 2 car garage w/pebble-tek floor, built-in cabinets, impact door & Electric vehicle charger. EXCLUDE the refrigerator. * Serene backyard w/2 covered patios, spacious side patio, room for a pool & sparkling water view. * Reasonable HOA fee of $2,253/quarter includes lawn/landscaping of front & side yard, (backyard is owner responsibility) irrigation maintenance, 24 hour manned security + roving guard, alarm monitoring, cable & internet, renovated clubhouse, heated community pool & spa, 4 clay tennis courts, fitness center, billiards, library & card rooms. * "A" rated schools: NEW Blue Lake Elementary, Omni Middle & Spanish River High Schools. * Convenient to I95 and the Turnpike. Moments from Town Center Mall, restaurants, parks, movie theaters, libraries & the finest beaches in South Florida. * ASSOCIATION APPROVAL NOT REQUIRED!!!
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Nov 2, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1991, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.