Price cut $150K3D tour
$4,500,000
3061 NE 43rd Street, Fort Lauderdale 33308
Est. $32,170/mo with 20% down
Listing courtesy of Coldwell Banker Realty · BeachesMLS
$3,800,000623 NE 16th Terrace, Fort Lauderdale, FL 33304
Listing courtesy of Coast · 954-371-3040 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 1, 2026, unless a row says otherwise.
- Price
- $3,800,000 · $911/sqft
- Property taxes
- $15,212/yr (2026 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Nov 1, 2026
- Monthly payment (estimate)
- $27,246/mo: $20,718 loan + $6,017 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2026 · 2 stories
- Days on market
- About 20 days
- Price history (this listing)
- Listed Oct 13, 2026.
Details
- TypeHouse
- Beds5 bd
- Baths5
- Size4,171 sqft
- Year built2026
- Parking2 garage
- PoolPrivate
- ViewGarden
- NeighborhoodGREENS SUB
- ZIP33304
- MLS #A12105634
- To the beachAbout 1.5 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Victoria Park’s most advanced new home — and one of the very few that comes with real land. Set on a quiet, tree-lined street on an oversized 8,588 SF lot with 76 feet of frontage, this just-completed 6-bedroom, 6.5-bath residence opens with something almost unheard of this close to downtown: a sweeping front lawn and full circular paver driveway. Built by a reputable local builder, it delivers 4,171 SF under air — 5,440 SF total. Inside, a 14-foot island anchors the kitchen with Thermador appliances and a walk-in pantry. Trimless doors finish flush into the walls for a clean, seamless look, with 10-ft doors throughout. Lighting was designed room by room — bright and crisp where you want energy, warm and moody where you want to unwind — with upgraded track lighting and integrated LED detailing. Bedrooms are exceptionally large, and the primary bath steals the show: a glass-enclosed wet room, freestanding soaking tub and backlit vanities. Fully smart: lighting, built-in speakers, exterior cameras and LED scenes run by voice or phone. Out back is the showpiece. The pool wraps the rear terrace in an L, with a spa, a blue glass-tile waterline, and floating travertine pads stepping across open water to the main swim area. Wide limestone decking, a covered terrace and a mature palm hedge make the yard private and finished from day one. A cabana with summer kitchen is being added (not shown in photos). Two-car garage. Minutes to Holiday Park, Las Olas, downtown and the beach.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Nov 1, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2026, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.