zach.homesRealty Hub 754-332-7529

Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$1,149,000630 SW 33rd Avenue, Miami, FL 33135

4 bd · 2 ba · 2,040 sqft · Active

Listing courtesy of EXP Realty LLC · 888-883-8509 · BeachesMLS

Full disclosure: what this home really costs

9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 1, 2026, unless a row says otherwise.

Price
$1,149,000 · $563/sqft
Property taxes
$16,707/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
HOA / condo fee
Not listed - ask Zach
What the fee covers
Not listed - ask Zach
Special assessments
Not listed - ask Zach
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Nov 2, 2026
Monthly payment (estimate)
$8,581/mo: $6,264 loan + $1,819 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
1948 · 1 story
Days on market
About 10 days
Price history (this listing)
Listed Oct 23, 2026.
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Details

  • TypeHouse
  • Beds4 bd
  • Baths2
  • Size2,040 sqft
  • Year built1948
  • Parking2 garage
  • ViewGarden
  • 55+ statusMarked 55+ in MLS - ask Zach to confirm
  • NeighborhoodAUBURNDALE TAMIAMI TRAIL
  • ZIP33135
  • MLS #A12105934
  • To the beachAbout 6.7 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

Check your commute (opens maps)

From the listing

One exceptional Miami property. Welcome to 630 & 632 SW 33rd Ave, a legal duplex offering flexibility, income potential, and long-term value in a highly connected location. Situated on a generous 75 x 145 lot, the property offers approximately 2,040 sq. ft. of living space with a total of 4 bedrooms and 2 bathrooms. Live in one residence and generate income from the other, create a multigenerational setup, or strengthen your investment portfolio with a centrally located property. The oversized lot adds valuable outdoor space and future flexibility. Conveniently located near Coral Gables, Brickell, Downtown Miami, Miami International Airport, shopping, dining, parks, and major roadways. A distinctive opportunity combining location, versatility, land value, and multiple ways to make the property work for you. and an outstanding central Miami location. With two separate addresses, this property provides a unique opportunity for investors, owner-occupants, or buyers looking for a multigenerational living arrangement.The property offers a total of 4 bedrooms and 2 bathrooms with approximately 2,040 sq. ft. of living area, situated on an oversized 75 x 145 lot. The generous lot size provides valuable outdoor space and adds to the long-term appeal of the property.The duplex configuration creates multiple possibilities. A buyer may choose to occupy one residence while generating rental income from the other, accommodate extended family while maintaining separate living spaces, or add a well-located income-producing property to an investment portfolio.Location is one of the strongest features of this property. Conveniently positioned near Coral Gables, Brickell, Downtown Miami, Miami International Airport, shopping, dining, parks, schools, and major roadways, the property offers easy access to many of Miami’s most important destinations.With two residences, an oversized lot, strong income potential, and a highly connected location, 630 & 632 SW 33rd Ave offers the versatility today’s buyers are looking for. Whether the goal is investment, owner occupancy, or multigenerational living, this property provides multiple ways to create value both now and in the future.Opportunities with this combination of location, lot size, and duplex flexibility do not come along often. Buyers looking for income potential and long-term value in the heart of Miami should make this property a priority. Schedule your private showing and explore the possibilities this unique property has

Virtual tour

Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Nov 2, 2026. This is a map lookup, not an official flood zone determination.
Wind and building code
Built in 1948, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

We don't show crime scores or rate neighborhoods. Every listing is open to everyone.

Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. A signed buyer agreement with Zach (Florida practice before touring or offering)

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 630 SW 33rd Avenue, Miami, FL 33135

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

Pick a day

Same-day: 21 times left today, soonest 9:00 AM.

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Ask Zach anything

One tap opens a text with this address filled in.

Zach will reply as soon as he can.

From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

Report a problem with this listing

Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.

Chat with Zach

Zach will reply as soon as he can.

Your messages go to Zach only. Reply STOP anytime and he won't follow up again.

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Listing courtesy of EXP Realty LLC · 888-883-8509 · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

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