Listing courtesy of The Red White & Blue Realty LL · BeachesMLS
$950,0006301 Collins Avenue #LPH4, Miami Beach, FL 33141
Listing courtesy of Beachfront Realty Inc · 305-534-4242 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $950,000 · $1,011/sqft
- Property taxes
- $12,416/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $1,347/moFrom the listing, unconfirmed
- Fee covers
- Cable TV, Insurance, Maintenance Grounds, Maintenance Structure, Security, Sewer, Common Areas, Pool Service
- Special assessments
- Yes – amount not listed, ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 28, 2026
- Monthly payment (estimate)
- $8,263/mo: $5,179 loan + $1,504 tax + $233 insurance + $1,347 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1996 · 34 stories
- Days on market
- About 62 days
- Price history (this listing)
- Listed Aug 31, 2026.
Details
- TypeCondo
- Beds1 bd
- Baths1.5
- Size940 sqft
- Year built1996
- Parking1 garage
- PoolCommunity
- WaterfrontYes: Deeded Beach Access, Ocean Front
- ViewDirect Ocean
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodLA GORCE PALACE CONDO
- ZIP33141
- MLS #A12081786
- To the beachUnder 0.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Elevate your Miami Beach lifestyle from this spectacular 33rd-floor penthouse at La Gorce Palace, where breathtaking 180-degree views stretch uninterrupted across the Atlantic Ocean, South Beach, Biscayne Bay, and the Miami skyline. This exceptional 1-bedroom, 1.5-bath residence is framed by soaring 9-foot floor-to-ceiling windows, including in the kitchen and bedroom, filling the home with natural light and showcasing an extraordinary panorama from sunrise to sunset.The gracious interior features a spacious living and dining area, a generous primary suite with walk-in closet, and a beautifully maintained primary bath with dual sinks, separate shower, and spa tub. The original kitchen and bathrooms are in good condition and offer an opportunity to create a personalized, contemporary retreat.An expansive 34' x 9' balcony with sleek glass railings becomes an extension of the living space—ideal for morning coffee, sunset cocktails, entertaining, or simply taking in the endless ocean and city views. The residence also includes a highly desirable parking space and storage.La Gorce Palace combines a coveted oceanfront setting with recently renovated common areas and upgraded amenities, all in one of Miami Beach’s most sought-after locations. A rare opportunity to own a high-floor penthouse with extraordinary views, generous proportions, and the quintessential Miami Beach lifestyle.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1996, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Not listed - ask Zach
- Year built
- 1996 (30 years old)
- Stories
- 34
- HOA / condo fee
- $1,347/mo (from the listing, unconfirmed)
- Fee covers
- Cable TV, Insurance, Maintenance Grounds, Maintenance Structure, Security, Sewer, Common Areas, Pool Service
- Pets
- No
- Milestone inspection
- This building is 30 years old. Florida requires a milestone structural inspection for condo buildings 3+ stories by Dec 31 of the year they turn 30 (local officials can require it at 25), then every 10 years. Ask Zach for the report.
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 31, 2026, 10:34 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.