zach.homesRealty Hub 754-332-7529

Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$784,0006337 SW 32nd Street, Miramar, FL 33023

4 bd · 3 ba · 2,598 sqft · On the market about 31 days · Active

Listing courtesy of Beachfront Realty Inc · 305-534-4242 · BeachesMLS

Full disclosure: what this home really costs

10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 1, 2026, unless a row says otherwise.

Price
$784,000 · $302/sqft
Property taxes
$3,191/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
HOA / condo fee
None per the listing: “…lot, this massive Miramar home offers unmatched space, light, and privacy with NO HOA, a 2022 roof, and dual A/C units (one for each floor).”Listing remarks, word for word, unconfirmed
What the fee covers
Not listed - ask Zach
Special assessments
Not listed - ask Zach
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Zone AE: high-risk flood area, base flood elevation 6.7 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Nov 1, 2026
Monthly payment (estimate)
$6,026/mo: $4,274 loan + $1,241 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
1980 · 2 stories
Days on market
About 31 days
Price history (this listing)
Listed Oct 2, 2026.
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Details

  • TypeHouse
  • Beds4 bd
  • Baths3
  • Size2,598 sqft
  • Year built1980
  • Parking2 garage
  • ViewGarden
  • NeighborhoodMIAMI GARDENS ESTATES SEC
  • ZIP33023
  • MLS #A12099605
  • To the beachAbout 6.0 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

Check your commute (opens maps)

From the listing

Sprawling 2-story 4bed, 2full bath, 2 half bath estate with majestic garden views in desired Miramar Isles! Spanning an impressive 3,627 total building sqft (2,598 living / 2,825 adj), sitting on a 14,573 sqft lot, this massive Miramar home offers unmatched space, light, and privacy with NO HOA, a 2022 roof, and dual A/C units (one for each floor). Step through the front entrance porch into a foyer connecting two distinct, sun-drenched living areas. The main floor features a formal dining room, a huge chef’s kitchen with new quartz countertops, an updated half bath, a 2-car garage, and a private home office.The second story features a master suite privately tucked away at the end of the hallway, complete with a walk-in closet, a remodeled modern bath, and a serene view of the backyard garden. Perfectly arranged, one side of the floor features a large bedroom, an updated full bath, a convenient half bath, and the laundry room—all facing south at the front of the property. The other side of the hallway houses the remaining large bedrooms, framing beautiful, peaceful views of the garden.The true crown jewel of this property is its seamless connection to nature. Every single room is bathed in natural light and frames breathtaking views of the outdoors. Step out back onto the large open back porch to discover a massive, forest-like backyard. Your own private, lush woodland oasis awaits. All bathrooms are fully updated in this move-in-ready sanctuary!

Virtual tour

Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Nov 1, 2026. This is a map lookup, not an official flood zone determination.
Wind and building code
Built in 1980, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

We don't show crime scores or rate neighborhoods. Every listing is open to everyone.

Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. A signed buyer agreement with Zach (Florida practice before touring or offering)

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 6337 SW 32nd Street, Miramar, FL 33023

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

Pick a day

Same-day: 9 times left today, soonest 3:00 PM.

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Ask Zach anything

One tap opens a text with this address filled in.

Zach will reply as soon as he can.

From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

Report a problem with this listing

Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.

Chat with Zach

Zach will reply as soon as he can.

Your messages go to Zach only. Reply STOP anytime and he won't follow up again.

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Listing courtesy of Beachfront Realty Inc · 305-534-4242 · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

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