Price cut $45K3D tour
$155,000
1455 Michigan Avenue #7, Miami Beach 33139
Est. $1,521/mo with 20% down incl. HOA
Listing courtesy of Golod Group LLC · BeachesMLS
$205,000637 12th Street #6, Miami Beach, FL 33139
Listing courtesy of RSA Realty Group · 786-837-1924 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $205,000 · $488/sqft
- Property taxes
- $3,042/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $540/moFrom the listing, unconfirmed
- Fee covers
- Maintenance Structure, Common Areas
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 8 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $2,216/mo: $1,118 loan + $325 tax + $233 insurance + $540 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1939 · 3 stories
- Days on market
- About 40 days
- Price history (this listing)
- Originally listed at $200,000; last price change Sep 25, 2026; listed Sep 23, 2026.
Details
- TypeCondo
- Beds1 bd
- Baths1
- Size420 sqft
- Year built1939
- ViewGarden
- NeighborhoodDELPHINE CONDO
- ZIP33139
- MLS #A12094296
- To the beachAbout 0.4 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
OWN IN THE HEART OF SOUTH BEACH! Historic Delphine Condo - Charming Art Deco building, This bright 1 Bed / 1 Bath unit offers the ultimate South Beach lifestyle just 3 BLOCKS to the beach, Ocean Drive, Lincoln Road, Flamingo Park & world-class dining and shopping! Unbeatable location with Walk Score 100. Perfect for primary residence, second home, or investment with excellent rental potential. Original character, bright living spaces, fenced complex with laundry facility. Don't miss your chance to own in Flamingo-Lummus, one of the most desired areas in Miami Beach!VERSIÓN CORTA (si te pide menos caracteres):> South Beach Living at its Best! Delphine Condo - Historic 1939 Art Deco building at 12th & Pennsylvania Ave. Charming 1/1 just 3 blocks to the beach, Lincoln Road & Ocean Drive. Bright unit, ideal for investor or vacation home. Walk to everything - dining, shopping & nightlife steps away!AGENT REMARKS (Sin precio):> Vacant - Previously rented unit now ready for new owner. Unit #6, 3rd floor entry, 420 SqFt, 1/1. HOA $540/mo - buyer to verify. No pets per condo docs. Historic Delphine Condo (1939). Easy to show - 24hr notice. Seller motivated - bring all offers!Ahora sí está 100% MLS compliant y suena mucho más profesional que "Great condo make appointment today".¿Quieres que te lo traduzca también para tu anuncio en español para Facebook Marketplace? Historic Delphine Condo - 1939 Art Deco building designed by Anton Skislewicz. Unit #6 is 420 SqFt, 1 Bed / 1 Bath, 3rd floor entry, garden view. Tile flooring, wall/window AC, fenced complex with shared laundry facility. HOA $540/month includes water, exterior maintenance & common areas - Buyer to verify. No pets allowed per condo docs. Zoned T6-8-O. Previously rented - now vacant and ready to show. Walking distance to beach (3 blocks), Flamingo Park, Publix, Washington Ave shopping & Lincoln Road. Excellent rental potential - short-term rentals subject to city/condo rules. Buyer to verify all information, measurements, and HOA docs. Seller motivated.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1939, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Not listed - ask Zach
- Year built
- 1939 (87 years old)
- Stories
- 3
- HOA / condo fee
- $540/mo (from the listing, unconfirmed)
- Fee covers
- Maintenance Structure, Common Areas
- Pets
- Yes
- Milestone inspection
- This building is 87 years old. Florida requires a milestone structural inspection for condo buildings 3+ stories by Dec 31 of the year they turn 30 (local officials can require it at 25), then every 10 years. Ask Zach for the report.
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.