zach.homesRealty Hub 754-332-7529

Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$11,950,000650 ISLE OF PALMS Drive, Fort Lauderdale, FL 33301

5 bd · 6 ba · 6,596 sqft · Active

Listing courtesy of Douglas Elliman · 954-947-0121 · BeachesMLS

Full disclosure: what this home really costs

9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 29, 2026, unless a row says otherwise.

Price
$11,950,000 · $1,812/sqft
Property taxes
$138,377/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
HOA / condo fee
Not listed - ask Zach
What the fee covers
Not listed - ask Zach
Special assessments
Yes – amount not listed, ask Zach
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Zone AE: high-risk flood area, base flood elevation 7 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Nov 1, 2026
Monthly payment (estimate)
$84,583/mo: $65,151 loan + $18,921 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
2021 · 2 stories
Days on market
About 24 days
650 ISLE OF PALMS Drive, Fort Lauderdale, FL 33301, photo 1 of 12650 ISLE OF PALMS Drive, Fort Lauderdale, FL 33301, photo 2 of 12650 ISLE OF PALMS Drive, Fort Lauderdale, FL 33301, photo 3 of 12650 ISLE OF PALMS Drive, Fort Lauderdale, FL 33301, photo 4 of 12650 ISLE OF PALMS Drive, Fort Lauderdale, FL 33301, photo 5 of 12650 ISLE OF PALMS Drive, Fort Lauderdale, FL 33301, photo 6 of 12650 ISLE OF PALMS Drive, Fort Lauderdale, FL 33301, photo 7 of 12650 ISLE OF PALMS Drive, Fort Lauderdale, FL 33301, photo 8 of 12650 ISLE OF PALMS Drive, Fort Lauderdale, FL 33301, photo 9 of 12650 ISLE OF PALMS Drive, Fort Lauderdale, FL 33301, photo 10 of 12650 ISLE OF PALMS Drive, Fort Lauderdale, FL 33301, photo 11 of 12650 ISLE OF PALMS Drive, Fort Lauderdale, FL 33301, photo 12 of 12

Details

  • TypeHouse
  • Beds5 bd
  • Baths6
  • Size6,596 sqft
  • Year built2021
  • Parking3 garage, 6 spaces
  • PoolPrivate
  • WaterfrontYes: Ocean Access, Canal Front, Canal Width 121 Feet or More
  • ViewWater, Canal
  • NeighborhoodSTILWELL ISLES ISLES OF PALMS
  • ZIP33301
  • MLS #B26088217
  • To the beachAbout 0.7 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

Check your commute (opens maps)

From the listing

Superbly located on South Las Olas Isles wide canal/turning basin, premium East exposure & SE breezes. Elegant coastal British West Indies architecture taken to highest level of customization & professional design. Offered partially furnished (exclude art & accessories). Exemplary open floorplan, 2-story living room, fireplace, dining area, wine wall, club room & custom bar, expansive chef's kitchen, butler's pantry, breakfast nook & large lounge/media area, utility/mudroom. 1st level VIP bedroom suite. Elevator to 2nd level: laundry room, glass enclosed home office & private balcony, 3 large en-suites + entire primary suite wing, custom closets, spa quality bath, access to large open balcony. Perfect outdoor living, spacious covered loggia, gazebo kitchen/bar. New floating dock & lift. Cabana bath. 100ft deep water with extended 14 ft deep concrete dock adds additional space to resort style pool area with grass area for pets & play area. Large air conditioned 3 car garage with upgraded storage. GC Waterbrook Builders & Architect Bob Tuthill, Exquisite & unique interior design by Sabrina Rose Interiors. Generac Generator. Upgraded electronics TV, Stereo & Lutron & Savant home automation. Whole house water softener. Reverse osmosis in the kitchen. Automatic water shut-off valve for entire house. Custom lighting, window treatments & wall coverings. Custom cabinetry & lighting in executive office. Fully equipped wet-bar in the club room with custom cabinetry, glass shelving & Artisanal mosaic tile finishes. Upgraded guest & cabana baths.Primary suite occupies entire South wing, custom lighting, wallpaper & draperies. Large dressing room/custom closets. Upgraded plumbing fixtures includes Toto toilet. Central vacuum. Upgraded professional landscaping & exterior lighting. Maintenance free Astro turf. Heated & saline pool. Natural gas & underground utilities. Due to the high level of customization and quality, this home must be seen to be fully appreciated!

Virtual tour

Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Nov 1, 2026. This is a map lookup, not an official flood zone determination.
Wind and building code
Built in 2021, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

We don't show crime scores or rate neighborhoods. Every listing is open to everyone.

Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. A signed buyer agreement with Zach (Florida practice before touring or offering)

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 650 ISLE OF PALMS Drive, Fort Lauderdale, FL 33301

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

Pick a day

Same-day: 21 times left today, soonest 9:00 AM.

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Ask Zach anything

One tap opens a text with this address filled in.

Zach will reply as soon as he can.

From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

Report a problem with this listing

Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.

Chat with Zach

Zach will reply as soon as he can.

Your messages go to Zach only. Reply STOP anytime and he won't follow up again.

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Listing courtesy of Douglas Elliman · 954-947-0121 · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

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