3D tour
$4,194,500
2578 NW 63rd Lane, Boca Raton 33496
Est. $31,145/mo with 20% down incl. HOA
Listing courtesy of Blueshore Realty, LLC · BeachesMLS
$3,495,0006500 NE 7th Avenue, Boca Raton, FL 33487
Listing courtesy of Atlantic Waterfront Properties · 954-651-4789 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 3, 2026, unless a row says otherwise.
- Price
- $3,495,000 · $1,145/sqft
- Property taxes
- $17,815/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $25,100/mo: $19,055 loan + $5,534 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1973 · 2 stories
- Days on market
- About 140 days
- Price history (this listing)
- Originally listed at $3,595,000; last price change Aug 6, 2026. Down $100,000.
Details
- TypeHouse
- Beds5 bd
- Baths3
- Size3,053 sqft
- Year built1973
- Parking2 garage, 8 spaces
- PoolPrivate
- WaterfrontYes: No Fixed Bridge, Ocean Access, Canal Front, Navigable Water, Seawall, Canal Width 81-120 Feet
- ViewWater, Canal
- Laundryin-unit
- FurnishedUnfurnished
- NeighborhoodBEL MARRA
- ZIP33487
- MLS #B26043173
- To the beachAbout 0.6 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Perfectly positioned on approximately 95 feet of deepwater frontage in one of East Boca Raton's premier waterfront neighborhoods, this fully renovated 5-bed, 3-bath residence offers direct Intracoastal and Atlantic Ocean access with no fixed bridges. Thoughtfully redesigned in 2017, the home features soaring ceilings, an open-concept floor plan, abundant natural light, a luxurious upstairs primary suite with an expansive waterfront balcony, resort-style pool and spa, summer kitchen, newer seawall, 14,000-pound boat lift, jet ski dock, and a 2021 standing-seam metal roof. Just minutes from Lake Boca, the Boca Inlet, Mizner Park, pristine beaches, and Downtown Delray Beach's Atlantic Ave, this home offers the perfect balance of luxury waterfront living and an exceptional coastal lifestyle. Designed for both everyday living and effortless entertaining, this exceptional waterfront residence was completely reimagined in 2017 with an emphasis on quality craftsmanship, comfort, and maximizing the South Florida boating lifestyle. The open floor plan is filled with natural light and offers generous living spaces, soaring ceilings, a beautifully appointed kitchen with abundant cabinetry, induction range, extensive prep space, and an oversized laundry and mudroom with built-in workstation, utility sink, and additional storage. The private upstairs primary suite serves as a true waterfront retreat, highlighted by an expansive balcony overlooking the pool, backyard, canal, and dock. A custom spiral staircase connects the balcony directly to the pool deck below, creating a seamless indoor-outdoor living experience and providing the perfect setting to enjoy spectacular sunrises and peaceful waterfront views. The backyard is designed to take full advantage of South Florida's outdoor lifestyle with a resort-style pool, separate spa, expansive multi-level entertaining deck, artificial turf, large fenced yard, and a fully equipped outdoor kitchen featuring a built-in grill and side burner. Boating enthusiasts will appreciate approximately 95 feet of deepwater dockage, a newer seawall, 14,000-pound boat lift, jet ski dock, dockside storage cabinets, electric service pedestal, built-in ice maker, and direct Intracoastal and Atlantic Ocean access with no fixed bridges. Additional highlights include a standing-seam metal roof installed in 2021, updated HVAC systems, updated water heater, epoxy-finished two-car garage with custom built-in cabinetry, oversized driveway with ge
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1973, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
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Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.