Price cut $40K3D tour
$880,000
Address not published, Miami Beach 33140
Est. $7,481/mo with 20% down incl. HOA
Listing courtesy of Grand Realty of America, Corp. · BeachesMLS
$800,0006515 Collins Avenue #1505, Miami Beach, FL 33141
Listing courtesy of EXP Realty LLC · 888-883-8509 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $800,000 · $977/sqft
- Property taxes
- $10,556/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $1,477/moFrom the listing, unconfirmed
- Fee covers
- Cable TV, Maintenance Grounds, Maintenance Structure, Security, Sewer, Trash, Water, Common Areas, Elevator, Hot Water, Reserve Funds, Roof Repairs, Recreation Facility, Pool Service
- Special assessments
- Yes – amount not listed, ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 30, 2026
- Monthly payment (estimate)
- $7,339/mo: $4,362 loan + $1,267 tax + $233 insurance + $1,477 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2004 · 18 stories
- Days on market
- About 45 days
- Price history (this listing)
- Listed Sep 18, 2026.
Details
- TypeCondo
- Beds1 bd
- Baths1.5
- Size819 sqft
- Year built2004
- Parking1 garage
- PoolCommunity
- WaterfrontYes: Deeded Beach Access, Ocean Access, Ocean Front
- ViewWater, Intracoastal, Ocean
- Laundryin-unit
- FurnishedPartially
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodBEL-AIRE ON THE OCEAN CON
- ZIP33141
- MLS #A12092146
- To the beachUnder 0.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
OCEAN & INTRACOASTAL VIEWS | HIGH-FLOOR 1BR/1.5BA AT BEL-AIRE ON THE OCEANHigh-floor residence in one of Bel-Aire’s most desirable lines, offering true dual exposure with direct ocean views to the east and expansive Intracoastal and city views to the west. Enjoy spectacular sunrises and sunsets from your private terrace. Residence #1505 benefits from its position alongside Allison Park, helping preserve its open ocean and beach exposure while providing a rare sense of openness along Collins Avenue. Bright and well-proportioned, the residence features floor-to-ceiling impact windows and elegant white porcelain flooring throughout.Bel-Aire on the Ocean is a boutique beachfront building with direct beach access, complimentary beach service with chairs and umbrellas, oceanfront pool and jacuzzi, fitness center, conference room, ping pong and billiard rooms, 24/7 security, valet and self-parking.Prime Collins Avenue location within walking distance to Publix, Walgreens, parks, restaurants and cafés. Comparable in price to many new one-bedroom pre-construction residences on the water, yet ready to enjoy today with established amenities and breathtaking ocean, Intracoastal and skyline views. An outstanding opportunity as a primary residence, second home or investment property.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2004, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- 6515
- Year built
- 2004 (22 years old)
- Stories
- 18
- HOA / condo fee
- $1,477/mo (from the listing, unconfirmed)
- Fee covers
- Cable TV, Maintenance Grounds, Maintenance Structure, Security, Sewer, Trash, Water, Common Areas, Elevator, Hot Water, Reserve Funds, Roof Repairs, Recreation Facility, Pool Service
- Pets
- Yes
- Milestone inspection
- Due by Dec 31, 2034 for buildings 3+ stories (local officials can require it at 25 years).
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.